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| 06 March, 2021, 06:24 AM IST | E-Paper
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DCB Bank Ltd.

  • 114.25-1.25 (-1.08%)
  • Volume: 63,32,447
  • Closed
  • Last Updated On: 05 Mar, 2021, 03:57 PM IST
OPEN TRADING A/C
  • Overview
  • News
  • Financials
  • Technicals
  • Peers
  • Shareholdings
  • MF
  • Corporate Actions
  • About

Insights

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  • In the last 14 years, only 4.25 % trading sessions saw intraday declines higher than 5 % .

  • Operating cash flow of Rs 170.7 cr is 0.51 times compared to the reported net profit of Rs 337.94 cr. (Source: Standalone Financials)

  • 20 day moving crossover appeared yesterday. Average price decline of -3.37% within 7 days of this signal in last 5 years.

  • Stock gave a 3 year return of -29.08% as compared to Nifty Smallcap 100 which gave a return of 0.73%. (as of last trading session)

InsightsDCB Bank Ltd.

  • Intraday fact check

    In the last 14 years, only 4.25 % trading sessions saw intraday declines higher than 5 % .

  • Cash from Operations vs PAT

    Operating cash flow of Rs 170.7 cr is 0.51 times compared to the reported net profit of Rs 337.94 cr. (Source: Standalone Financials)

  • Sell Signal: Bears back on track

    20 day moving crossover appeared yesterday. Average price decline of -3.37% within 7 days of this signal in last 5 years.

  • Stock Returns vs Nifty Smallcap 100

    Stock gave a 3 year return of -29.08% as compared to Nifty Smallcap 100 which gave a return of 0.73%. (as of last trading session)

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Key Metrics

  • PE Ratio

    PE Ratio

    This is a ratio arrived at by dividing the current market price of a stock by its latest (annual or annualized) earnings per share. Here we have taken the TTM (trailing twelve months) adjusted earnings per share.

    (x)
    10.86
  • EPS - TTM

    EPS - TTM

    Earnings per share (TTM) tells the profit after tax earned on a per share basis by a stock over the last twelve months or four quarters.

    (₹)
    10.52
  • MCap

    MCap

    MCap or Market capitalization of a stock is calculated by multiplying the total number of shares outstanding of that particular stock with its current market price.

    (₹ Cr.)
    3,547.35
  • Sectoral MCap Rank

    Sectoral MCap Rank

    This is the ranking of a company within its sector based on MCap or Market capitalization. Higher the market capitalization of a company, higher the rank it is assigned.

    34
  • PB Ratio

    PB Ratio

    Price to Book represents the ratio of current market price of a stock to its book value per share. The book value itself is arrived at by dividing the net worth of a company by the total number of shares outstanding of the company at that time.

    (x)
    1.05
  • Div Yield

    Dividend Yield

    Dividend Yield calculates the amount of full year dividend declared by a company as a percentage of the current market price of a stock. All other things being equal, higher the dividend yield of the stock, the better it is for investors.

    (%)
    0.00
  • Face Value

    Face Value

    Face value of a stock is the value ascribed to the stock as per the balance sheet of the company. The dividend declared by a company is usually declared as a percentage of face value.

    (₹)
    10.00
  • Beta

    Beta

    1 Month1.34
    3 Months1.16
    6 Months1.12
    1 Year1.12
    3 Years1.42

    1.34
  • VWAP

    VWAP

    Volume Weighted Average Price represents the average price of a security over a particular time period (example one trading day) weighted by the volume traded at each price point.

    (₹)
    111.53
  • 52W H/L

    52W H/L

    This represents the 52 week high and low price of the security. It is also the 1 year high and low of the security. This represents the highest and lowest price touched by the security during the past 52 weeks or 1 year including today.

    (₹)
    157.80 / 58.00

Returns

  • 1 Day-1.08%
  • 1 Week-1.85%
  • 1 Month-1.08%
  • 3 Months-1.8%
  • 1 Year-27.35%
  • 3 Years-30.1%
  • 5 Years47.13%

Financials

  • Income (P&L)
  • Balance Sheet
  • Cash Flow
  • Ratios
  • Quarterly | AnnualDec 2020Sep 2020Jun 2020Mar 2020Dec 2019
    Total Income1,023.86970.98950.701,011.79990.89
    Total Income Growth (%)5.452.13-6.042.111.05
    Provisions & Contingencies147.71113.1083.69118.2459.00
    Provisions & Contingencies Growth (%)30.6035.14-29.22100.4136.35
    Profit after Tax (PAT)96.2182.2979.3868.7696.70
    PAT Growth (%)16.923.6715.45-28.895.79
    Gross NPA (%)1.962.272.442.462.15
    Net NPA (%)0.590.830.991.161.03
    Net Profit Margin (%)9.408.478.356.809.76
    Basic EPS (₹)3.102.652.562.223.12
    Quarterly | Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Total Income3,927.723,391.652,723.262,325.601,918.92
    Total Income Growth (%)15.8124.5417.1021.1920.83
    Provisions & Contingencies415.13321.23279.63218.53154.50
    Provisions & Contingencies Growth (%)29.2314.8827.9641.4479.11
    Profit after Tax (PAT)337.94325.37245.34199.68194.52
    PAT Growth (%)3.8632.6222.872.651.75
    Net Interest Margin (%)3.283.213.293.313.24
    Net Profit Margin (%)9.5510.6910.169.6111.45
    Basic EPS (₹)10.9010.538.027.016.86

    All figures in Rs Cr, unless mentioned otherwise

    No reported Profit & Loss Statement are available.

  • Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Advances25,345.2923,568.0020,336.6915,817.6312,921.39
    Advances Growth (%)7.5415.8928.5722.4123.47
    Deposits30,369.9328,435.1124,006.8619,289.2114,925.99
    Deposits Growth (%)6.8018.4524.4629.2318.37
    Total Equity3,422.153,115.602,807.832,204.881,792.17
    Total Equity Growth (%)9.8410.9627.3523.0312.82
    Gross NPA (%)2.461.841.791.591.51
    Net NPA (%)1.160.650.720.790.75
    Capital Adequacy Ratios (%)17.7516.8116.4713.7614.03
    Contingent Liabilities4,814.753,185.936,948.352,629.741,807.55

    All figures in Rs Cr, unless mentioned otherwise

    No reported Balance Sheet are available.

  • Insights

    • Cash from Operations vs PAT

      Operating cash flow of Rs 170.7 cr is 0.51 times compared to the reported net profit of Rs 337.94 cr. (Source: Standalone Financials)
    • Decrease in Cash from Investing

      Company has used Rs 71.74 cr for investing activities which is an YoY decrease of 6.12%. (Source: Standalone Financials)
    Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Net Cash flow from Operating Activities170.70-281.34230.05239.80219.62
    Net Cash used in Investing Activities-71.74-76.42-59.21-71.10-40.86
    Net Cash flow from Financing Activities653.54779.151,008.68132.21-6.35
    Net Cash Flow752.49421.391,179.52300.90172.41
    Closing Cash & Cash Equivalent3,545.872,793.382,371.981,192.46891.56
    Closing Cash & Cash Equivalent Growth (%)26.9417.7798.9133.7523.97

    All figures in Rs Cr, unless mentioned otherwise

    No reported Cash Flow Statement are available.

  • Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Return on Equity (%)10.6111.339.5910.2411.16
    Return on Assets (%)0.870.900.810.831.01
    Cost to Income (%)33.5534.6138.9336.4133.63
    Interest income to Earning assets (%)9.188.497.988.638.88
    Interest Expense to Earning assets (%)5.895.284.695.315.64
    Price to Earnings (x)8.7319.4620.2824.3911.55
    Price to Book (x)0.932.201.942.501.29
    Price to Sales (x)0.832.082.062.351.32
    Operating Profit Margin (%)-1.50-0.81-2.69-2.39-1.52

    No reported Financial Ratios are available.

Financial InsightsDCB Bank Ltd.

  • Cash Flow
    • Cash from Operations vs PAT

      Operating cash flow of Rs 170.7 cr is 0.51 times compared to the reported net profit of Rs 337.94 cr. (Source: Standalone Financials)

    • Decrease in Cash from Investing

      Company has used Rs 71.74 cr for investing activities which is an YoY decrease of 6.12%. (Source: Standalone Financials)

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Technicals

  • Buy / Sell Signals
  • Price Analysis
  • Pivot Levels & ATR
  • Chart
  • Bullish / Bearish signals for DCB Bank Ltd. basis selected technical indicators and moving average crossovers.

    5 Day EMA Crossover

    Bearish signal on daily chart

    Appeared on: 5 Mar 2021

    5D EMA: 114.89

    Last 4 Sell Signals:2 Mar 2021
    Date7 days Gain/Loss %
    2 Mar 2021False Signal
    22 Feb 2021-1.34%
    12 Feb 20210.05%
    8 Feb 2021-5.49%

    Average price decline of -2.72% within 7 days of Bearish signal in last 5 years

    10 Day EMA Crossover

    Bearish signal on daily chart

    Appeared on: 5 Mar 2021

    10D EMA: 114.79

    Last 4 Sell Signals:2 Mar 2021
    Date7 days Gain/Loss %
    2 Mar 2021False Signal
    22 Feb 2021-1.34%
    12 Feb 20210.05%
    9 Feb 2021-0.69%

    Average price decline of -3.22% within 7 days of Bearish signal in last 5 years

    14 Day EMA Crossover

    Bearish signal on daily chart

    Appeared on: 5 Mar 2021

    14D EMA: 114.62

    Last 4 Sell Signals:2 Mar 2021
    Date7 days Gain/Loss %
    2 Mar 2021False Signal
    22 Feb 2021-1.34%
    9 Feb 2021-0.69%
    21 Jan 2021-15.88%

    Average price decline of -3.35% within 7 days of Bearish signal in last 5 years

    Show More
  • 43%
    Positive Movement since
    1st Jan 2005 on basis
    56%
    Negative Movement since
    1st Jan 2005 on basis
    Exclude
  • Pivot Levels

    R1R2R3PIVOTS1S2S3
    Classic116.13116.57117.82115.32114.88114.07112.82

    Average True Range

    5 DAYS14 DAYS28 DAYS
    ATR3.544.424.71

Peer Comparison

  • Stock Performance
  • Ratio Performance
  • Insights

    • Stock Returns vs Nifty Smallcap 100

      Stock gave a 3 year return of -29.08% as compared to Nifty Smallcap 100 which gave a return of 0.73%. (as of last trading session)
    • Stock Returns vs Nifty Bank

      Stock generated -29.08% return as compared to Nifty Bank which gave investors 46.04% return over 3 year time period. (as of last trading session)
    • 1D
    • 1W
    • 1M
    • 3M
    • 6M
    • 1Y
    • 5Y
  • Insights

    • Stock Returns vs Nifty Smallcap 100

      Stock gave a 3 year return of -29.08% as compared to Nifty Smallcap 100 which gave a return of 0.73%. (as of last trading session)
    • Stock Returns vs Nifty Bank

      Stock generated -29.08% return as compared to Nifty Bank which gave investors 46.04% return over 3 year time period. (as of last trading session)

    Ratio Performance

    NAMEP/E (x)P/B (x)ROE %ROA %Rev CAGR [3Yr]OPMNPMNIM %Cost to Income %Interest income to Earning assets %Net NPA %Capital Adequacy Ratio %
    DCB Bank 10.861.0410.610.8718.88-1.509.553.2833.559.181.1617.75
    IDFC First Bank89.662.46-18.45-1.9022.98-28.11-17.504.0358.8810.880.9413.38
    Federal Bank11.841.1610.660.8616.00-2.4211.622.6733.877.411.3114.35
    RBL Bank25.481.374.730.5633.38-16.155.694.3749.659.862.0516.45
    City Union Bank33.142.428.990.959.75-4.8811.423.3638.758.382.2916.76
    Add More
    Annual Ratios (%)

    Choose from Peers

    • Karur Vysya Bank
    • CSB Bank
    • Karnataka Bank
    • J&K Bank
    • South Indian Bnk

    Choose from Stocks

    Peers InsightsDCB Bank Ltd.

    • Stock Returns vs Nifty Smallcap 100

      Stock gave a 3 year return of -29.08% as compared to Nifty Smallcap 100 which gave a return of 0.73%. (as of last trading session)

    • Stock Returns vs Nifty Bank

      Stock generated -29.08% return as compared to Nifty Bank which gave investors 46.04% return over 3 year time period. (as of last trading session)

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    Shareholding Pattern

    • QOQ Change
    • Total Shareholdings
    • Showing Shareholding as on 31 Dec 2020
      Category31 Dec 202030 Sep 202030 Jun 202031 Mar 2020
      Promoters14.8814.8814.8814.88
      Pledge0.000.000.000.00
      FII13.7614.4415.0822.82
      DII39.0037.6835.9235.33
      Mutual Funds27.5226.3627.7826.85
      Others32.3633.0034.1226.97
    • Showing Shareholding as on 31 Dec 2020
      CategoryNo. of SharesPercentage% Change QoQ
      Promoters4,62,00,23414.88 %0.00
      Pledge00.00 %0.00
      FII4,27,12,00213.76 %-0.68
      DII12,10,79,68339.00 %1.32
      MF8,54,38,17127.52 %1.16
      Others10,04,98,04432.36 %-0.64

    MF Ownership

    MF Ownership as on 31 January 2021

    Corporate Actions

    • Board Meeting/AGM
    • Dividends
    • Others
    • Meeting DateAnnounced onPurposeDetails
      Jan 23, 2021Jan 11, 2021Board MeetingQuarterly Results
      Oct 31, 2020Oct 14, 2020Board MeetingQuarterly Results
      Aug 08, 2020Jul 28, 2020Board MeetingQuarterly Results
      Jul 11, 2020Jun 17, 2020AGM-
      Jun 11, 2020Jun 08, 2020Board MeetingOthers
    • TypeDividendDividend per ShareEx-Dividend DateAnnounced on
      Final10%1.0May 23, 2019Apr 18, 2019
      Final7%0.75May 24, 2018Apr 16, 2018
      Final5%0.5May 24, 2017Apr 24, 2017
    • No other corporate actions details are available.

    About DCB Bank

    DCB Bank Ltd., incorporated in the year 1995, is a banking company (having a market cap of Rs 3,547.35 Crore).DCB Bank Ltd. key Products/Revenue Segments include Interest & Discount on Advances & Bills, Income From Investment, Interest On Balances with RBI and Other Inter-Bank Funds and Interest for the year ending 31-Mar-2020. Show More

    • Executives
    • Auditors
    • AB

      Abhijit Bose

      Chief Credit Officer
      AP

      Aditya Prasad

      Chief Compliance Officer
      AM

      Ajay Mathur

      Head
      AS

      Ajit Singh

      Head
      Show More
    • Deloitte Haskins & Sells

    Key Indices Listed on

    Nifty Smallcap 100, Nifty 500, S&P BSE 500, + 13 more

    Address

    601 & 602, Peninsula Business Park,Tower A, 6th floor,Mumbai, Maharashtra - 400013

    DCB Bank Share Price Update

    DCB Bank Ltd. share price moved down by -1.08% from its previous close of Rs 115.50. DCB Bank Ltd. stock last traded price is 114.25

    Share PriceValue
    Today/Current/Last114.25
    Previous Day115.50

    Trending in Markets

    DATA SOURCES: TickerPlant (for live BSE/NSE quotes service) and Dion Global Solutions Ltd. (for corporate data, historical price & volume, F&O data). Sensex & BSE Quotes and Nifty & NSE Quotes are real-time and licensed from BSE and NSE respectively. All timestamps are reflected in IST (Indian Standard Time).

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