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| 27 February, 2021, 03:44 AM IST | E-Paper
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Karur Vysya Bank Ltd.

  • 59.65-1.25 (-2.05%)
  • Volume: 19,52,536
  • Closed
  • Last Updated On: 26 Feb, 2021, 03:59 PM IST
OPEN TRADING A/C
  • Overview
  • News
  • Financials
  • Technicals
  • Peers
  • Shareholdings
  • MF
  • Corporate Actions
  • About

Insights

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  • In the last 16 years, only 1.57 % trading sessions saw intraday declines higher than 5 % .

  • The advances growth rate (YoY) for Karur Vysya Bank Ltd. turned negative for the first time in last 5 years. (Source: Standalone Financials)

  • Company has used Rs 1534.61 cr for investing activities which is an YoY increase of 1303.81%. (Source: Standalone Financials)

  • 5 day moving crossover appeared yesterday. Average price decline of -2.52% within 7 days of this signal in last 5 years.

InsightsKarur Vysya Bank Ltd.

  • Intraday fact check

    In the last 16 years, only 1.57 % trading sessions saw intraday declines higher than 5 % .

  • Loan Book Growth - Turned Negative

    The advances growth rate (YoY) for Karur Vysya Bank Ltd. turned negative for the first time in last 5 years. (Source: Standalone Financials)

  • Increase in Cash from Investing

    Company has used Rs 1534.61 cr for investing activities which is an YoY increase of 1303.81%. (Source: Standalone Financials)

  • Sell Signal: Bearish trend in offing

    5 day moving crossover appeared yesterday. Average price decline of -2.52% within 7 days of this signal in last 5 years.

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Key Metrics

  • PE Ratio

    PE Ratio

    This is a ratio arrived at by dividing the current market price of a stock by its latest (annual or annualized) earnings per share. Here we have taken the TTM (trailing twelve months) adjusted earnings per share.

    (x)
    14.08
  • EPS - TTM

    EPS - TTM

    Earnings per share (TTM) tells the profit after tax earned on a per share basis by a stock over the last twelve months or four quarters.

    (₹)
    4.24
  • MCap

    MCap

    MCap or Market capitalization of a stock is calculated by multiplying the total number of shares outstanding of that particular stock with its current market price.

    (₹ Cr.)
    4,739.97
  • Sectoral MCap Rank

    Sectoral MCap Rank

    This is the ranking of a company within its sector based on MCap or Market capitalization. Higher the market capitalization of a company, higher the rank it is assigned.

    30
  • PB Ratio

    PB Ratio

    Price to Book represents the ratio of current market price of a stock to its book value per share. The book value itself is arrived at by dividing the net worth of a company by the total number of shares outstanding of the company at that time.

    (x)
    3.88
  • Div Yield

    Dividend Yield

    Dividend Yield calculates the amount of full year dividend declared by a company as a percentage of the current market price of a stock. All other things being equal, higher the dividend yield of the stock, the better it is for investors.

    (%)
    3.74
  • Face Value

    Face Value

    Face value of a stock is the value ascribed to the stock as per the balance sheet of the company. The dividend declared by a company is usually declared as a percentage of face value.

    (₹)
    2.00
  • Beta

    Beta

    1 Month2.04
    3 Months0.95
    6 Months1.12
    1 Year0.97
    3 Years0.94

    2.04
  • VWAP

    VWAP

    Volume Weighted Average Price represents the average price of a security over a particular time period (example one trading day) weighted by the volume traded at each price point.

    (₹)
    60.26
  • 52W H/L

    52W H/L

    This represents the 52 week high and low price of the security. It is also the 1 year high and low of the security. This represents the highest and lowest price touched by the security during the past 52 weeks or 1 year including today.

    (₹)
    63.90 / 18.75

Returns

  • 1 Day-2.05%
  • 1 Week-2.05%
  • 1 Month39.37%
  • 3 Months59.07%
  • 1 Year34.8%
  • 3 Years-40.65%
  • 5 Years-17.1%

Financials

  • Income (P&L)
  • Balance Sheet
  • Cash Flow
  • Ratios
  • Quarterly | AnnualDec 2020Sep 2020Jun 2020Mar 2020Dec 2019
    Total Income1,601.801,666.261,693.231,803.151,763.84
    Total Income Growth (%)-3.87-1.59-6.102.23-2.83
    Provisions & Contingencies201.21284.73337.57429.27364.26
    Provisions & Contingencies Growth (%)-29.33-15.65-21.3617.85-0.25
    Profit after Tax (PAT)34.63114.89105.5083.7015.07
    PAT Growth (%)-69.868.9026.05455.41-76.20
    Gross NPA (%)7.377.938.348.688.92
    Net NPA (%)2.552.993.443.924.13
    Net Profit Margin (%)2.166.906.234.640.85
    Basic EPS (₹)0.431.441.321.050.19
    Quarterly | Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Total Income7,144.606,778.596,599.596,404.576,150.22
    Total Income Growth (%)5.402.713.054.142.90
    Provisions & Contingencies1,525.821,499.911,431.65964.98667.79
    Provisions & Contingencies Growth (%)1.734.7748.3644.5036.93
    Profit after Tax (PAT)235.02210.87345.67605.98567.63
    PAT Growth (%)11.46-39.00-42.966.7622.26
    Net Interest Margin (%)3.433.403.433.353.08
    Net Profit Margin (%)3.923.626.0610.7710.42
    Basic EPS (₹)2.942.644.989.9546.59

    All figures in Rs Cr, unless mentioned otherwise

    No reported Profit & Loss Statement are available.

  • Insights

    • Loan Book Growth - Turned Negative

      The advances growth rate (YoY) for Karur Vysya Bank Ltd. turned negative for the first time in last 5 years. (Source: Standalone Financials)
    Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Advances46,098.1148,580.8144,800.1540,907.7239,084.38
    Advances Growth (%)-5.118.449.524.678.24
    Deposits59,075.0859,867.9556,890.0953,699.8150,078.90
    Deposits Growth (%)-1.325.235.947.2312.06
    Total Equity6,600.286,422.806,264.195,035.704,572.95
    Total Equity Growth (%)2.762.5324.4010.127.70
    Gross NPA (%)8.688.796.563.581.30
    Net NPA (%)3.924.984.162.530.55
    Capital Adequacy Ratios (%)17.1716.0014.4312.5412.17
    Contingent Liabilities8,437.9810,137.0714,837.6111,957.5910,358.33

    All figures in Rs Cr, unless mentioned otherwise

    No reported Balance Sheet are available.

  • Insights

    • Increase in Cash from Investing

      Company has used Rs 1534.61 cr for investing activities which is an YoY increase of 1303.81%. (Source: Standalone Financials)
    Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Net Cash flow from Operating Activities2,503.82-429.99-537.251,611.25479.87
    Net Cash used in Investing Activities-1,534.61-109.32-194.31-83.86-91.65
    Net Cash flow from Financing Activities-273.70-72.87683.38-73.90-345.71
    Net Cash Flow695.51-612.17-48.181,453.4942.51
    Closing Cash & Cash Equivalent4,392.553,697.054,296.914,345.092,791.60
    Closing Cash & Cash Equivalent Growth (%)18.81-13.96-1.1155.651.55

    All figures in Rs Cr, unless mentioned otherwise

    No reported Cash Flow Statement are available.

  • Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Return on Equity (%)3.563.285.5112.0312.41
    Return on Assets (%)0.340.300.510.980.98
    Cost to Income (%)45.7345.9443.2235.1331.22
    Interest income to Earning assets (%)8.778.388.519.099.43
    Interest Expense to Earning assets (%)5.334.975.085.746.35
    Price to Earnings (x)6.8927.1721.2311.299.37
    Price to Book (x)0.250.891.171.361.16
    Price to Sales (x)0.270.981.291.220.98
    Operating Profit Margin (%)-15.35-12.92-9.72-3.13-2.55

    No reported Financial Ratios are available.

Financial InsightsKarur Vysya Bank Ltd.

  • Balance Sheet
  • Cash Flow
    • Loan Book Growth - Turned Negative

      The advances growth rate (YoY) for Karur Vysya Bank Ltd. turned negative for the first time in last 5 years. (Source: Standalone Financials)

    • Increase in Cash from Investing

      Company has used Rs 1534.61 cr for investing activities which is an YoY increase of 1303.81%. (Source: Standalone Financials)

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Technicals

  • Buy / Sell Signals
  • Price Analysis
  • Pivot Levels & ATR
  • Chart
  • Bullish / Bearish signals for Karur Vysya Bank Ltd. basis selected technical indicators and moving average crossovers.

    5 Day EMA Crossover

    Bearish signal on daily chart

    Appeared on: 26 Feb 2021

    5D EMA: 60.36

    Last 4 Sell Signals:15 Feb 2021
    Date7 days Gain/Loss %
    15 Feb 2021-0.46%
    2 Feb 2021-0.57%
    28 Jan 2021-2.21%
    11 Jan 2021-5.97%

    Average price decline of -2.52% within 7 days of Bearish signal in last 5 years

    Heikin-Ashi Changeover

    Bearish indication on daily chart

    • Prev. Close Price

      60.16

    • LTP

      59.65

    Formed on:26 Feb 2021

    On daily price chart, Heikin-Ashi candle changed from Green to Red

  • 43%
    Positive Movement since
    1st Jan 2005 on basis
    56%
    Negative Movement since
    1st Jan 2005 on basis
    Exclude
  • Pivot Levels

    R1R2R3PIVOTS1S2S3
    Classic61.4363.2266.2260.2258.4357.2254.22

    Average True Range

    5 DAYS14 DAYS28 DAYS
    ATR3.293.122.75

Peer Comparison

  • Stock Performance
  • Ratio Performance
  • Insights

    • Stock Returns vs Nifty Smallcap 100

      Stock gave a 3 year return of -39.83% as compared to Nifty Smallcap 100 which gave a return of -2.93%. (as of last trading session)
    • Stock Returns vs Nifty Bank

      Stock generated -39.83% return as compared to Nifty Bank which gave investors 42.28% return over 3 year time period. (as of last trading session)
    • 1D
    • 1W
    • 1M
    • 3M
    • 6M
    • 1Y
    • 5Y
  • Insights

    • Stock Returns vs Nifty Smallcap 100

      Stock gave a 3 year return of -39.83% as compared to Nifty Smallcap 100 which gave a return of -2.93%. (as of last trading session)
    • Stock Returns vs Nifty Bank

      Stock generated -39.83% return as compared to Nifty Bank which gave investors 42.28% return over 3 year time period. (as of last trading session)

    Ratio Performance

    NAMEP/E (x)P/B (x)ROE %ROA %Rev CAGR [3Yr]OPMNPMNIM %Cost to Income %Interest income to Earning assets %Net NPA %Capital Adequacy Ratio %
    Karur Vysya Bank14.080.723.560.343.67-15.353.923.4345.738.773.9217.17
    IDFC First Bank85.162.34-18.45-1.9022.98-28.11-17.504.0358.8810.880.9413.38
    Federal Bank11.331.1110.660.8616.00-2.4211.622.6733.877.411.3114.35
    RBL Bank24.771.334.730.5633.38-16.155.694.3749.659.862.0516.45
    City Union Bank31.592.308.990.959.75-4.8811.423.3638.758.382.2916.76
    Add More
    Annual Ratios (%)

    Choose from Peers

    • CSB Bank
    • DCB Bank
    • Karnataka Bank
    • J&K Bank
    • South Indian Bnk

    Choose from Stocks

    Peers InsightsKarur Vysya Bank Ltd.

    • Stock Returns vs Nifty Smallcap 100

      Stock gave a 3 year return of -39.83% as compared to Nifty Smallcap 100 which gave a return of -2.93%. (as of last trading session)

    • Stock Returns vs Nifty Bank

      Stock generated -39.83% return as compared to Nifty Bank which gave investors 42.28% return over 3 year time period. (as of last trading session)

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    Shareholding Pattern

    • QOQ Change
    • Total Shareholdings
    • Showing Shareholding as on 30 Sep 2020
      Category30 Sep 202030 Jun 202031 Mar 202031 Dec 2019
      Promoters2.112.112.112.10
      Pledge14.7221.6121.8419.69
      FII20.8521.1121.5920.75
      DII20.8022.1122.8023.62
      Mutual Funds16.5516.9217.3418.11
      Others56.2454.6753.5053.53
    • Showing Shareholding as on 30 Sep 2020
      CategoryNo. of SharesPercentage% Change QoQ
      Promoters1,68,52,7532.11 %0.00
      Pledge24,81,43314.72 %-6.89
      FII16,66,37,40320.85 %-0.26
      DII16,62,84,92420.80 %-1.31
      MF13,22,57,67816.55 %-0.37
      Others44,95,45,63956.24 %1.57

    MF Ownership

    MF Ownership as on 31 January 2021

    Corporate Actions

    • Board Meeting/AGM
    • Dividends
    • Others
    • Meeting DateAnnounced onPurposeDetails
      Feb 11, 2021Feb 01, 2021Board MeetingQuarterly Results
      Oct 30, 2020Oct 22, 2020Board MeetingQuarterly Results
      Sep 23, 2020Aug 21, 2020AGMBook closure from Sep 17, 2020 to Sep 23, 2020
      Jul 30, 2020Jul 23, 2020Board MeetingQuarterly Results
      Jun 24, 2020Jun 22, 2020Board MeetingAudited Results
    • TypeDividendDividend per ShareEx-Dividend DateAnnounced on
      Final30%0.6Jul 10, 2019May 15, 2019
      Final30%0.6Jul 11, 2018May 25, 2018
      Final130%2.6Jul 12, 2017May 18, 2017
      Final40%4.0Jul 12, 2016May 27, 2016
      Interim100%10.0Mar 21, 2016Mar 08, 2016
    • All TypesEx-DateRecord DateAnnounced onDetails
      BonusAug 14, 2018Aug 18, 2018Jun 25, 2018Bonus Ratio: 1 share(s) for every 10 shares held
      RightsOct 12, 2017Oct 13, 2017May 29, 2017Rights ratio: 1 share for every 6 held at a price of Rs 76.0
      SplitsNov 17, 2016Nov 18, 2016Sep 19, 2016Split: Old FV10.0| New FV:2.0
      RightsFeb 17, 2011Feb 18, 2011Sep 07, 2010Rights ratio: 2 share for every 5 held at a price of Rs 150.0
      BonusSep 16, 2010Sep 18, 2010Sep 07, 2010Bonus Ratio: 2 share(s) for every 5 shares held

    About Karur Vysya Bank

    Karur Vysya Bank Ltd., incorporated in the year 1916, is a banking company (having a market cap of Rs 4,767.95 Crore).Karur Vysya Bank Ltd. key Products/Revenue Segments include Interest & Discount on Advances & Bills, Income From Investment, Interest On Balances with RBI and Other Inter-Bank Funds and Interest for the year ending 31-Mar-2020. Show More

    • Executives
    • Auditors
    • AK

      A K Praburaj

      Non Exe.Non Ind.Director
      BR

      B Ramesh Babu

      Managing Director & CEO
      CR

      C Ramakrishna

      Deputy General Manager
      CS

      C Saravanun

      General Manager
      Show More
    • Walker Chandiok & Co. LLP

    Key Indices Listed on

    Nifty Smallcap 100, Nifty 500, Nifty Smallcap 250, + 2 more

    Address

    No. 20, Erode Road,Vadivel Nagar,L.N.S Post,Karur, Tamil Nadu - 639002

    Karur Vysya Bank Share Price Update

    Karur Vysya Bank Ltd. share price moved down by -2.05% from its previous close of Rs 60.90. Karur Vysya Bank Ltd. stock last traded price is 59.65

    Share PriceValue
    Today/Current/Last59.65
    Previous Day60.90

    Trending in Markets

    DATA SOURCES: TickerPlant (for live BSE/NSE quotes service) and Dion Global Solutions Ltd. (for corporate data, historical price & volume, F&O data). Sensex & BSE Quotes and Nifty & NSE Quotes are real-time and licensed from BSE and NSE respectively. All timestamps are reflected in IST (Indian Standard Time).

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