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Can I bet on aggressive hybrid schemes to meet long-term goals?

Addition
I have investments in the following funds:
DSP Tax Saver Fund: Rs 8,000 (SIP of Rs 2,000)
DSP Equity & Bond Fund: Rs 59,000 (SIP of Rs 1,000)
ICICI Prudential Equity & Debt Fund: Rs 23,000 (SIP of Rs 3,000)
SBI Magnum Multicap Fund: Rs 5,000 (SIP of Rs 1,000)

My queries are:
Are my (2 & 3) mutual fund schemes good for the long term?
Can I switch to the direct plan of DSP Equity & Bond Fund? Or Should I switch to any other fund?
I am planning to increase the SIP amount. Please recommend in which scheme should I invest?
--Nithen Kn

Rishabh Parakh, Founder, Money Plant Consultancy, responds:

Looking at your mutual funds, it seems, you have a conservative risk profile. You have not provided information about your income, financial goals, etc.

If you are looking to invest for a long term, you can in pure equity funds instead of aggressive hybrid funds. It will fetch you better returns.

Yes, you can switch to a direct plan if you can manage your investments on your own.

As I said earlier, mutual fund allocation is done on the basis of financial planning. If you are a conservative investor or can take medium risk, you can invest in a mix of multi cap and large cap funds. Some good funds you can consider investing are Mirae Asset Large Cap Fund, Nippon India Large Cap Fund, Axis Multicap Fund, and Kotak Standard Multicap Fund.
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