Never miss a great news story!
Get instant notifications from Economic Times
AllowNot now


You can switch off notifications anytime using browser settings.

Portfolio

Loading...
Select Portfolio and Asset Combination for Display on Market Band
Select Portfolio
Select Asset Class
Show More
Download ET MARKETS APP

Get ET Markets in your own language

DOWNLOAD THE APP NOW

+91

CHOOSE LANGUAGE

ENG

  • ENG - English
  • HIN - हिन्दी
  • GUJ - ગુજરાતી
  • MAR - मराठी
  • BEN - বাংলা
  • KAN - ಕನ್ನಡ
  • ORI - ଓଡିଆ
  • TEL - తెలుగు
  • TAM - தமிழ்
Drag according to your convenience
ET NOW RADIO
ET NOW
TIMES NOW

High return, low risk mutual funds for a new investor

If you have any mutual fund queries, message on ET Mutual Funds on Facebook. We will get it answered by our panel of experts.

ET Online|
Jan 11, 2019, 03.32 PM IST
0Comments
Getty Images
invest
I am new to mutual funds. I want to invest Rs 1 lakh. Please suggest me some mutual funds with good returns and low risk. Also tell me, how should I invest?
--Annesha


If you are new to mutual funds and do not understand much about investing or mutual funds, you should consult a mutual fund advisor (or financial planner if you want a proper financial plan) before proceeding further. New investor often tends to get nervous and make mistakes during bad phases in the market in their initial years. That is why it is better to start with a professional help and take things into your hand after a couple of years and learning the ropes.

Here are a few pointers you should keep in mind. You should always choose your mutual funds based on your financial goals, investment horizon, and risk profile. As a rule, always opt for debt mutual funds to achieve your short-term goals of less than three years. For long-term goals, you can consider investing in equity mutual fund schemes.

It is extremely important to choose a debt scheme that matches your investment horizon. For example, you should choose a liquid mutual fund scheme if you are looking to park money for a few days. If you are investing for a few months, you should choose an ultra short duration scheme. For a few years, you may choose a short term debt scheme.

When you are choosing an equity scheme pay attention to your risk profile. For example, if you are a conservative investor, choose a large cap mutual fund scheme or an aggressive hybrid scheme. If you have a moderate risk appetite, opt for a multi cap scheme. If you are aggressive investor, you may consider investing in mid cap and small cap mutual fund schemes.
0Comments
(If you have any mutual fund queries, message us on ET Mutual Funds on Facebook. We will get it answered by our panel of experts.)

Also Read

A mutual fund portfolio for an investor with a low risk appetite

A mutual fund portfolio for an investor with a low risk appetite

High return, low risk mutual funds for a new investor

How retail players can build a low-risk portfolio for 2019

Comments
Add Your Comments
Commenting feature is disabled in your country/region.
Download The Economic Times Business News App for the Latest News in Business, Share Market & More.

Other usefull Links


Follow us on


Download et app


Copyright © 2019 Bennett, Coleman & Co. Ltd. All rights reserved. For reprint rights: Times Syndication Service