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| 21 January, 2021, 07:00 AM IST | E-Paper
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South Indian Bank Ltd.

  • 9.350.05 (0.54%)
  • Volume: 1,03,71,883
  • Closed
  • Last Updated On: 20 Jan, 2021, 04:01 PM IST
  • Overview
  • News
  • Financials
  • Technicals
  • Peers
  • Shareholdings
  • MF
  • Corporate Actions
  • About

Insights

View All
  • Meeting Agenda: Quarterly Results. Please add to watchlist to track closely.

  • Net profit per employee has been continuously declining over the last 3 years with a growth of -58.39% last year. (Source: Standalone Financials)

  • 20 day moving crossover appeared on Jan 19, 2021. Average price gain of 3.9% within 7 days of this signal in last 5 years.

  • Stock gave a 3 year return of -71.01% as compared to Nifty Smallcap 100 which gave a return of -20.38%. (as of last trading session)

InsightsSouth Indian Bank Ltd.

  • Board Meeting Today

    Meeting Agenda: Quarterly Results. Please add to watchlist to track closely.

  • Profit Per Employee - Downtrend

    Net profit per employee has been continuously declining over the last 3 years with a growth of -58.39% last year. (Source: Standalone Financials)

  • Buy Signal: Bulls back on track

    20 day moving crossover appeared on Jan 19, 2021. Average price gain of 3.9% within 7 days of this signal in last 5 years.

  • Stock Returns vs Nifty Smallcap 100

    Stock gave a 3 year return of -71.01% as compared to Nifty Smallcap 100 which gave a return of -20.38%. (as of last trading session)

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Key Metrics

  • PE Ratio

    PE Ratio

    This is a ratio arrived at by dividing the current market price of a stock by its latest (annual or annualized) earnings per share. Here we have taken the TTM (trailing twelve months) adjusted earnings per share.

    (x)
    18.08
  • EPS - TTM

    EPS - TTM

    Earnings per share (TTM) tells the profit after tax earned on a per share basis by a stock over the last twelve months or four quarters.

    (₹)
    0.52
  • MCap

    MCap

    MCap or Market capitalization of a stock is calculated by multiplying the total number of shares outstanding of that particular stock with its current market price.

    (₹ Cr.)
    1,692.09
  • Sectoral MCap Rank

    Sectoral MCap Rank

    This is the ranking of a company within its sector based on MCap or Market capitalization. Higher the market capitalization of a company, higher the rank it is assigned.

    39
  • PB Ratio

    PB Ratio

    Price to Book represents the ratio of current market price of a stock to its book value per share. The book value itself is arrived at by dividing the net worth of a company by the total number of shares outstanding of the company at that time.

    (x)
    0.31
  • Div Yield

    Dividend Yield

    Dividend Yield calculates the amount of full year dividend declared by a company as a percentage of the current market price of a stock. All other things being equal, higher the dividend yield of the stock, the better it is for investors.

    (%)
    0.00
  • Face Value

    Face Value

    Face value of a stock is the value ascribed to the stock as per the balance sheet of the company. The dividend declared by a company is usually declared as a percentage of face value.

    (₹)
    1.00
  • Beta

    Beta

    1 Month1.06
    3 Months1.05
    6 Months1.43
    1 Year1.42
    3 Years1.54

    1.06
  • VWAP

    VWAP

    Volume Weighted Average Price represents the average price of a security over a particular time period (example one trading day) weighted by the volume traded at each price point.

    (₹)
    9.34
  • 52W H/L

    52W H/L

    This represents the 52 week high and low price of the security. It is also the 1 year high and low of the security. This represents the highest and lowest price touched by the security during the past 52 weeks or 1 year including today.

    (₹)
    11.45 / 4.80

Returns

  • 1 Day0.54%
  • 1 Week-1.06%
  • 1 Month4.47%
  • 3 Months40.6%
  • 1 Year-15.77%
  • 3 Years-71.01%
  • 5 Years-47.91%

Financials

  • Income (P&L)
  • Balance Sheet
  • Cash Flow
  • Ratios
  • Insights

    • Profit Per Employee - Downtrend

      Net profit per employee has been continuously declining over the last 3 years with a growth of -58.39% last year. (Source: Standalone Financials)
    • Beating 3 Yr Revenue CAGR

      Company's annual revenue growth of 15.87% outperformed its 3 year CAGR of 10.2%. (Source: Standalone Financials)
    Quarterly | AnnualSep 2020Jun 2020Mar 2020Dec 2019Sep 2019
    Total Income2,138.742,171.862,341.882,187.732,203.18
    Total Income Growth (%)-1.52-7.267.05-0.706.09
    Provisions & Contingencies326.40293.08723.80260.94306.34
    Provisions & Contingencies Growth (%)11.37-59.51177.38-14.8249.43
    Profit after Tax (PAT)65.0981.65-143.6990.5484.48
    PAT Growth (%)-20.28--258.707.1715.32
    Gross NPA (%)4.874.934.984.964.92
    Net NPA (%)2.593.093.343.443.48
    Net Profit Margin (%)3.043.76-6.144.143.83
    Basic EPS (₹)0.360.45-0.790.500.47
    Quarterly | Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Total Income8,809.557,602.747,030.066,562.656,074.62
    Total Income Growth (%)15.878.157.128.035.04
    Provisions & Contingencies1,541.05991.451,145.90822.09546.01
    Provisions & Contingencies Growth (%)55.43-13.4839.3950.56-5.01
    Profit after Tax (PAT)104.59247.53334.89392.50333.27
    PAT Growth (%)-57.75-26.09-14.6817.788.48
    Net Interest Margin (%)2.382.182.372.252.38
    Net Profit Margin (%)1.343.595.406.715.99
    Basic EPS (₹)0.581.371.862.612.47

    All figures in Rs Cr, unless mentioned otherwise

    No reported Profit & Loss Statement are available.

  • Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Advances64,439.4762,693.7454,562.8946,389.4741,085.75
    Advances Growth (%)2.7814.9017.6212.919.88
    Deposits83,033.8980,420.1272,029.5966,117.4955,720.73
    Deposits Growth (%)3.2511.658.9418.667.34
    Total Equity5,477.355,337.075,243.174,848.493,845.58
    Total Equity Growth (%)2.631.798.1426.087.07
    Gross NPA (%)4.984.923.592.453.77
    Net NPA (%)3.343.452.601.452.89
    Capital Adequacy Ratios (%)13.4112.6112.7012.3711.82
    Contingent Liabilities10,752.769,669.3711,507.657,215.1513,906.50

    All figures in Rs Cr, unless mentioned otherwise

    No reported Balance Sheet are available.

  • Insights

    • Increase in Cash from Investing

      Company has used Rs 1577.49 cr for investing activities which is an YoY increase of 34.31%. (Source: Standalone Financials)
    Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Net Cash flow from Operating Activities656.001,677.92792.861,956.58734.36
    Net Cash used in Investing Activities-1,577.49-1,174.53-823.77-1,841.53-1,397.87
    Net Cash flow from Financing Activities288.5098.31364.25498.20167.90
    Net Cash Flow-632.99601.71333.33613.25-495.61
    Closing Cash & Cash Equivalent4,189.764,822.754,221.053,887.723,099.47
    Closing Cash & Cash Equivalent Growth (%)-13.1314.258.5725.43-13.79

    All figures in Rs Cr, unless mentioned otherwise

    No reported Cash Flow Statement are available.

  • Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Return on Equity (%)2.024.856.698.528.97
    Return on Assets (%)0.100.260.400.520.52
    Cost to Income (%)36.9932.8635.1030.4527.88
    Interest income to Earning assets (%)8.007.457.487.868.79
    Interest Expense to Earning assets (%)5.615.265.115.616.40
    Price to Earnings (x)9.9712.1112.329.837.13
    Price to Book (x)0.200.590.820.840.64
    Price to Sales (x)0.130.440.670.660.43
    Operating Profit Margin (%)-12.12-6.96-8.11-5.52-3.31

    No reported Financial Ratios are available.

Financial InsightsSouth Indian Bank Ltd.

  • Income (P&L)
  • Cash Flow
    • Profit Per Employee - Downtrend

      Net profit per employee has been continuously declining over the last 3 years with a growth of -58.39% last year. (Source: Standalone Financials)

    • Beating 3 Yr Revenue CAGR

      Company's annual revenue growth of 15.87% outperformed its 3 year CAGR of 10.2%. (Source: Standalone Financials)

    • Increase in Cash from Investing

      Company has used Rs 1577.49 cr for investing activities which is an YoY increase of 34.31%. (Source: Standalone Financials)

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Technicals

  • Buy / Sell Signals
  • Price Analysis
  • Pivot Levels & ATR
  • Chart
  • Bullish / Bearish signals for South Indian Bank Ltd. basis selected technical indicators and moving average crossovers.

    Heikin-Ashi Changeover

    Bullish indication on daily chart

    • Prev. Close Price

      9.35

    • LTP

      9.35

    Formed on:20 Jan 2021

    On daily price chart, Heikin-Ashi candle changed from Red to Green

    10 Day EMA Crossover

    Bullish signal on daily chart

    Appeared on: 19 Jan 2021

    10D EMA: 9.29

    Last 4 Buy Signals:12 Jan 2021
    Date7 days Gain/Loss %
    12 Jan 20212.62%
    23 Dec 20204.47%
    6 Nov 20206.11%
    23 Oct 20200.74%

    Average price gain of 4.04% within 7 days of Bullish signal in last 5 years

    14 Day EMA Crossover

    Bullish signal on daily chart

    Appeared on: 19 Jan 2021

    14D EMA: 9.26

    Last 4 Buy Signals:12 Jan 2021
    Date7 days Gain/Loss %
    12 Jan 20212.62%
    23 Dec 20204.47%
    9 Nov 20205.30%
    23 Oct 20200.74%

    Average price gain of 4.13% within 7 days of Bullish signal in last 5 years

    Show More
  • 38%
    Positive Movement since
    1st Jan 2005 on basis
    57%
    Negative Movement since
    1st Jan 2005 on basis
    Exclude
  • Pivot Levels

    R1R2R3PIVOTS1S2S3
    Classic9.459.559.759.359.259.158.95

    Average True Range

    5 DAYS14 DAYS28 DAYS
    ATR0.390.460.45

Peer Comparison

  • Stock Performance
  • Ratio Performance
  • Insights

    • Stock Returns vs Nifty Smallcap 100

      Stock gave a 3 year return of -71.01% as compared to Nifty Smallcap 100 which gave a return of -20.38%. (as of last trading session)
    • Stock Returns vs Nifty Bank

      Stock generated -71.01% return as compared to Nifty Bank which gave investors 20.5% return over 3 year time period. (as of last trading session)
    • 1D
    • 1W
    • 1M
    • 3M
    • 6M
    • 1Y
    • 5Y
  • Insights

    • Stock Returns vs Nifty Smallcap 100

      Stock gave a 3 year return of -71.01% as compared to Nifty Smallcap 100 which gave a return of -20.38%. (as of last trading session)
    • Stock Returns vs Nifty Bank

      Stock generated -71.01% return as compared to Nifty Bank which gave investors 20.5% return over 3 year time period. (as of last trading session)

    Ratio Performance

    NAMEP/E (x)P/B (x)ROE %ROA %Rev CAGR [3Yr]OPMNPMNIM %Cost to Income %Interest income to Earning assets %Net NPA %Capital Adequacy Ratio %
    South Indian Bnk18.080.312.020.1010.20-12.121.342.3836.998.003.3413.41
    IDFC First Bank-21.681.89-18.45-1.9022.98-28.11-17.504.0358.8810.880.9413.38
    Federal Bank10.251.0310.660.8616.00-2.4211.622.6733.877.411.3114.35
    RBL Bank31.071.444.730.5633.38-16.155.694.3749.659.862.0516.45
    City Union Bank31.602.448.990.959.75-4.8811.423.3638.758.382.2916.76
    Add More
    Annual Ratios (%)

    Choose from Peers

    • CSB Bank
    • DCB Bank
    • Karur Vysya Bank
    • J&K Bank
    • Karnataka Bank

    Choose from Stocks

    Peers InsightsSouth Indian Bank Ltd.

    • Stock Returns vs Nifty Smallcap 100

      Stock gave a 3 year return of -71.01% as compared to Nifty Smallcap 100 which gave a return of -20.38%. (as of last trading session)

    • Stock Returns vs Nifty Bank

      Stock generated -71.01% return as compared to Nifty Bank which gave investors 20.5% return over 3 year time period. (as of last trading session)

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    Shareholding Pattern

    • QOQ Change
    • Total Shareholdings
    • Showing Shareholding as on 31 Dec 2020
      Category31 Dec 202030 Sep 202030 Jun 202031 Mar 2020
      Promoters0.000.000.000.00
      Pledge0.000.000.000.00
      FII9.138.6415.9819.10
      DII4.551.104.627.29
      Mutual Funds0.890.870.753.54
      Others86.3290.2679.4073.61
    • Showing Shareholding as on 31 Dec 2020
      CategoryNo. of SharesPercentage% Change QoQ
      FII16,52,16,1119.13 %0.49
      DII8,24,58,7214.55 %3.45
      MF1,60,36,1700.89 %0.02
      Others1,56,20,47,31986.32 %-3.94

    MF Ownership

    MF Ownership as on 31 December 2020

    Corporate Actions

    • Board Meeting/AGM
    • Dividends
    • Others
    • Meeting DateAnnounced onPurposeDetails
      Jan 21, 2021Jan 12, 2021Board MeetingQuarterly Results
      Oct 15, 2020Oct 07, 2020Board MeetingQuarterly Results
      Sep 29, 2020Sep 04, 2020AGMBook closure from Sep 23, 2020 to Sep 29, 2020
      Sep 04, 2020Aug 31, 2020Board MeetingOthers
      Jul 08, 2020Jun 26, 2020Board MeetingQuarterly Results
    • TypeDividendDividend per ShareEx-Dividend DateAnnounced on
      Final25%0.25Jul 09, 2019May 09, 2019
      Final40%0.4Jul 03, 2018May 14, 2018
      Final40%0.4Jul 03, 2017May 15, 2017
      Final50%0.5Jun 30, 2016May 11, 2016
      Final60%0.6Jul 07, 2015May 05, 2015
    • All TypesEx-DateRecord DateAnnounced onDetails
      RightsFeb 16, 2017Feb 17, 2017Dec 21, 2016Rights ratio: 1 share for every 3 held at a price of Rs 14.0
      SplitsSep 23, 2010Sep 24, 2010May 25, 2010Split: Old FV10.0| New FV:1.0
      BonusOct 16, 2008Oct 17, 2008Jun 28, 2008Bonus Ratio: 1 share(s) for every 4 shares held
      RightsJul 15, 2004Jul 23, 2004Nov 04, 2003Rights ratio: 1 share for every 3 held at a price of Rs 40.0

    About South Indian Bnk

    South Indian Bank Ltd., incorporated in the year 1929, is a banking company (having a market cap of Rs 1692.09 Crore).South Indian Bank Ltd. key Products/Revenue Segments include Interest & Discount on Advances & Bills which contributed Rs 6159.17 Crore to Sales Value (79.33 % of Total Sales), Income From Investment which contributed Rs 1391.06 Crore to Sales Value (17.91 % of Total Sales), Interest which contributed Rs 173.60 Crore to Sales Value (2.23 % of Total Sales) and Interest On Balances with RBI and Other Inter-Bank Funds which contributed Rs 39.97 Crore to Sales Value (0.51 % of Total Sales)for the year ending 31-Mar-2020. Show More

    • Executives
    • Auditors
    • AS

      A Sony

      Joint General Manager
      AK

      Achal Kumar Gupta

      Non Executive Director
      BV

      Benoy Varghese

      Country Head
      EA

      E A Jacob

      Deputy General Manager
      Show More
    • Varma & Varma

    Key Indices Listed on

    Nifty 500, S&P BSE 500, S&P BSE 250 SmallCap Index, + 9 more

    Address

    SIB House,T B Road,Thrisoor, Kerala - 680001

    South Indian Bnk Share Price Update

    South Indian Bank Ltd. share price moved up by 0.54% from its previous close of Rs 9.30. South Indian Bank Ltd. stock last traded price is 9.35

    Share PriceValue
    Today/Current/Last9.35
    Previous Day9.30

    Trending in Markets

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