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| 12 August, 2020, 05:47 AM IST | E-Paper
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    How to manage loans, credit card spends effectively

    To manage loans, credit card spends effectively, you can start by getting a clear picture of the total money you owe. This can be done by making a list of all your debt.

    MF Portfolio Doctor: Nagarkar should not switch mutual fund schemes based on recent returns

    Do you know if your investment portfolio is on the right track? The mutual fund portfolio doctor assesses the health of the mutual fund portfolio, examines the schemes and their suitability with regard to the goals and recommends corrective measures.

    Be it a bear or bull market, quality is what will keep your portfolio safe

    The only way of having any degree of confidence is if you are reasonably certain of the fundamentals of the business and the stock. That’s exactly what’s happening today. The stock markets are crashing, but when it turns around, quality will matter.

    How nominations work in insurance policies, bank accounts, shares, mutual funds, PPF

    A nomination is a very effective tool to access assets such as PPF, mutual fund etc. in case of death. If there is no nomination, the legal heirs may have to go through a long drawn and cumbersome process of proving themselves as legal heirs

    5 changes to debit, credit card transactions from March 16

    In case a card has not been used for online transaction, international transactions and contactless transactions before, the bank has an option to disable these options.

    Partial withdrawal from life insurance policy reduces sum assured

    You have to be at least 18 years of age to make a partial withdrawal. You are allowed to partially withdraw money only after the completion of 5 policy years and also only if all due premiums have been paid on time and the policy is in force.

    No ATM PIN for online transactions and other measures to make digital payments safe

    The guidelines state that payment aggregators, such as Razorpay, CC Avenue etc., will now have to stop giving the option of using ATM PIN to users to complete online transactions. Here is a closer look at the guidelines and how it can keep your digital life safer.

    Comparison of new income tax regime with old tax regime

    Based on an example, it is evident that maximum benefit in terms of tax savings that can be availed under the new regime (in case no investments are made) is Rs 75,000. The highest tax rate, i.e. 42.7%, will continue to be a major challenge for HNIs.

    IRDAI proposes to restrict proportionate deduction in health insurance claims to help policyholders

    In most health insurance policies, if the rent of the room taken by the insured exceeds the rent covered in the policy, then the hospital bill is not reimbursed fully. The insurer subjects the bill to 'proportionate deduction'.

    Is your bank safe? These 8 financial ratios can help you find out

    Several signs can alert you when a bank is in trouble. Here are eight ratios that can tell you the same.

    Vivad se Vishwas Scheme: How individuals can settle their income tax disputes

    Vivad se Vishwas Scheme: How individuals can settle their income tax disputes

    The scheme launched by the Finance Ministry offers a complete waiver on interest and penalty to the taxpayers who pay their disputed taxes on or before March 31, 2020. Here are the key details of the scheme that a taxpayer should know.

    Do's and dont's while taking education loan

    Do's and dont's while taking education loan

    Joining a course just because the institute has tied up with some financial institutions and a loan is easily available is a mistake. By doing so, you may fall victim of the education mafia.

    Millennial money: Credit card loyalty is no virtue

    Millennial money: Credit card loyalty is no virtue

    With so many credit cards on the market, you don't have to stay in a bad relationship with your current one. Changing circumstances can sour a love affair, even with a credit card. If you use cards properly, you'll be able to find a match that will complete you financially.

    Can you use your credit card to buy beyond your card limit?

    Can you use your credit card to buy beyond your card limit?

    Credit limit is the maximum amount you can spend using your credit card at any given time.

    7 steps to gain Financial Independence | ET Specials Webinar | Tanwir Alam

    7 steps to gain Financial Independence | ET Specials Webinar | Tanwir Alam

    Talking Points - Financial planning for Generation Z - How to plan your investments - Importance of debt management - Term & Health insurance - Save tax, earn more - Retirement Planning/ Early Sabbatical for women - Estate Planning or Will

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