What are gilt mutual funds and who should invest in them
Gilt funds are a type of mutual funds that invest specifically in Central Government or State Government securities (G-secs) which are fixed-interest bearing in nature. In order to determine whether gilt funds should be included in the debt portfolio of investors, the financial goals and aspirations of the investor should align with the investment considerations.
Gold performs well in crisis times; should a long term investor switch to gold-heavy portfolio?
Historically, gold has performed well in cris...
These 7 stocks could give bounce-back returns in 2021-22
Investors should consider 2020-21 an abnormal year and start valuing stocks based on...
Who should invest in multi-asset allocation mutual funds?
Multi-asset allocation mutual fund schemes seek to capture the purest form of asset allocation, based on certain asset allocation triggers. The question is who should invest in these types of mutual fund schemes.
Will RBI's floating rate savings bonds 2020 give you a positive real return? Here's the math
These bonds can be considered for investment by all those investors for whom the real rate of return from these bonds i.e. return net of inflation and taxes, is positive. As inflation is variable therefore the real return may vary over time for all investors.
What should you do if your mutual fund schemes are not delivering good returns?
Investment in equity-linked market products carry high risk and high return probability and thus it is recommended to route your capital through Systematic Investment Plans (SIPs) or Systematic Transfer Plans (STPs).
L&T Emerging Businesses Fund: should you hold or sell?
Many investors are nervous about the short-term performance of L&T Emerging Businesses Fund. We have spoken to an independent mutual fund advisor to find out how his views on the short-term underperformance of the scheme. We also reached out to the fund manager to get more details about the scheme.
SBI Long Term Equity mutual fund review: This tax-saver fund may see sharp upswing in return profile
This ELSS mutual fund is strictly run with a value-conscious approach. However, the value bias has not worked in its favour in recent years, yet the fund manager maintains conviction in his philosophy. The fund’s track record suggests average performance.
Want to generate Rs 60K income a month? Here are the 5 best fixed income options for retirees
With FD rates heading further south, retirees who depend on regular interest income are feeling the pain. ET Wealth lists the best investment options for one's retirement corpus. Also find out how to spread your investments to generate maximum income.
What is a multi factor index?
The weights of the stocks in index are based on these multi factor indices. NIFTY Alpha Low-Volatility 30, NIFTY Quality Low-Volatility 30, NIFTY Alpha Quality Low-Volatility 30 are some examples.
Stock pick of the week: Reasons why Exide Industries is expected to come back strong in 2021-22
Exide is expected to gain further market share from weaker regional and unorganised players due to its strong balance sheet, wide network and ability to launch new technologies. It is currently trading at a low valuation, which has made the company a favourite of analysts.
Motilal Oswal Multicap 35 mutual fund review: How it is making a comeback after a blip last year
This multi-cap fund takes a focused approach, investing in a compact portfolio of up to 35 stocks (currently 25). The scheme has maintained this focus despite quickly growing beyond Rs 10,000 crore in size. It takes heavy bets in its highest conviction ideas.
How much should I invest for 15 years to get a monthly income of Rs 50,000 after retirement?
Assuming you live up to the age of 80, earn an inflation-adjusted pre-tax return of 1.88% a year and do not intend to bequeath, you will require a corpus of Rs 1.20 crore the day you retire.
Portion of EPF corpus is invested in equities: Is your EPF money safe?
EPFO started to invest 5% of fresh inflows in index ETFs from August 2015. This was raised to 10% in 2017 and later to 15% in 2018. EPFO’s maiden foray into equities initially proved bountiful but got a rude shock in March this year.
MF portfolio doctor: Rana should reduce contribution to PPF, increase equity mutual SIPs
The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals and, if required, recommends corrective measures.