Budget 2015: Is the Sukanya Samriddhi Yojana better than PPF?
The government-sponsored scheme offers higher interest and tax free income. But it is only for girls below 10 years and the lock-in period is longer.
Should investors invest in PE-based asset allocation funds?
As market valuations get stretched, investors are beginning to worry about invest...
Should you buy child-specific plans?
Experts say such funds and insurance plans don’t offer any special advantage when compared with generic ...
Tax-saving options: Which is the best instrument under Section 80C?
All options are graded on the basis of returns, safety, liquidity, flexibility, taxability, and cost of investment; & ranked according to composite scores.
Mother's day special: Financial planning is a must before you embark on motherhood
Motherhood is an expensive journey. A well-thought-out financial plan can help overcome challenges at every step. Get started this mother's day.
Six insurance policies you should avoid buying
"Consider two things before taking any insurance – the probability of an event and its financial impact on your life,” says Hemant Beniwal.
Mutual Fund inflows via 'direct plans' rise steadily
Average AUM data from AMFI for the quarter ended September show investors poured Rs 5,337 crore into direct plans of the top 10 equity mutual fund schemes by AUM.
MFs, agents coax unit-holders to move funds from close-ended to open-ended plans at maturity
They are doing this by asking clients to sign an additional form agreeing to shift the proceeds of the close ended fund.
Do mutual fund colour codes depict your risk profile?
"Colour coding is a step in the right direction, but we need more standardisation," says Gaurav Mashruwala, a Mumbai-based financial planner.
Invest in long-term bonds to cash in on lower rates ahead
Investors are advised to invest half of their fixed income portfolio to a mixture of long-duration funds, gilt funds and tax-free bonds.
Your job profile should determine the size of your emergency fund
Building a contingency fund has to be a critical goal for everyone. But some individuals may need to keep away more for emergencies than others.
Tips to manage finances if you lose your job
“Having an emergency fund that can take care of at least three to six months’ expenses can be of enormous help,” says Suresh Sadagopan.
How to gain from falling crude prices
Falling crude prices have already contributed to a lower consumer price index (CPI) as 'fuel, power and light' and 'transportation', two elements of the index, have considerable weight within it.
Family finance: Biraris need to start planning early, invest surplus income to meet money goals
Their goals include building an emergency corpus, saving for their future child’s education and wedding, buying a car and building a retirement kitty.
How you can boost your portfolio returns by paying attention to the charges applicable in mutual funds
A high expense ratio reduces your returns. The money that would have gone into your pockets goes to the fund house if the expense ratio is high.
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