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7 financial planning myths you shouldn't believe
The spread of financial literacy has made lay investors savvier than before. But some misplaced beliefs persist.
Housing Finance Companies' share in realty loans doubles since 2016: RBI
Housing finance companies (HFCs) have doubled their share in builder...
The events that led to external benchmarking of loans and what borrowers should do now
The year 2019 saw the shift in the way interest rates ...
Reliance Home Finance could land at NCLT
Debt investors of RHFL are planning legal action that may include a request for recovery proceedings.
Union Bank of India to cut MCLR by 10 bps; Bank of Baroda to slash 1-month rate by 5 bps
Union Bank of India said this is the seventh consecutive rate cut announced by the lender since July 2019. Meanwhile, Bank of Baroda in a regulatory filing said that it will revise one month MCLR to 7.60 per cent from 7.65 per cent.
How is net interest margin (NIM) calculated?
It is similar to the gross margin or gross profit margin of non-banking finance companies.
L&T Infrastructure Finance to provide Rs 518 crore loan to AG&P for city gas projects
AG&P is the largest foreign player in the city gas distribution business after it won licenses to retail compressed natural gas to automobiles and piped cooking gas to households in 12 cities in Andhra Pradesh, Karnataka, Kerala, Rajasthan and Tamil Nadu.
Why you should not take loan against PPF account
As per new, revised rules, the interest rate on a PPF loan is charged at one percent per annum.
Share market update: NBFC stocks mixed; India Home Loan jumps 6%
The 30 shares BSE Sensex was down 63.49 points at 41579.17.
Should you invest your surplus money in mutual funds or use it to prepay home loan?
If you already have enough savings, then given that your home loan interest would be in the 9-10% range and investments in equity funds have given returns of 12-15% in the long term in the past, you can invest the surplus in equity funds.
How Can Fin Homes managed to beat the slump
There is a lot of pain and it will take the next six to eight quarters for this pain to subside.
Unable to pay home loan EMIs? Here is what you can do
Banks and NBFCs have the means to recover their dues one way or the other if the loan is not paid by you.
Retail loans to double to Rs 96 trillion in 5 years: Report
"We expect players with a strong funding franchise, distribution heft, strong focus on technology and balanced mix of secured and unsecured loans to be ahead of the pack in the retail loans sweepstakes," said Amish Mehta of CRISIL.
Slowdown may worsen bad loans problem
Delinquency in home loans rose for NBFCs and HFCs, while it remained stable for banks.
Banking sector eyes better days on reforms, bad loan resolution
The government unveiled measures over the past few months aimed at improving liquidity in the system.
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