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SBI plans to review repo-linked home loan
The repo-linked lending rate is a positive development as both customers and in many cases, those distributing the loans were not aware of the features of the repo-linked rate.
Repo-linked home loan rates can be volatile
The cost of repo-linked loans may come down over the years, but EMIs may not drop proportionately...
Loan outreach: PSBs disburse Rs 2.5 lakh crore in October
Under an outreach programme, public sector banks disbursed as much as Rs 2.53 lakh ...
Stress in rural households and loan defaults create woes for microfinance sector in Assam
Various organisations in the upper part of the northeastern state have joined the chorus seeking an inquiry into the operation of microfinance lenders as several micro borrowers are said to be exposed to high debt. Reports of unrest have come from various districts of Assam. Indebtedness of micro borrowers in Assam is more than double the national average.
SBI withdraws repo rate linked home loan scheme
The bank removed details of the repo-rate linked loan scheme from its website about a week ago.
Under-construction real estate now attractive. 9 things home buyers should check
Under-construction flats cost you much less than ready ones, but they are also riskier and more complicated.
PSBs start giving loans based on customers’ risk profile
Bank of Baroda, Union Bank, Syndicate Bank roll out differential rates based on Cibil scores
Pending home loan? You can still sell your flat
One can sell a property after getting the consent or in-principal approval from the lender.
SBI to seek clarity on fixed-floating rate home loans
This comes after the RBI has mandated banks to shift retail lending to floating rates determined by external benchmarks.
Money & Relationships: Pros and cons of taking joint home loan with your spouse
Go through the benefits and drawbacks, as well as the precautions you need to take before applying for a joint home loan.
CSB Bank to open 425 branches in 5 years
MD and CEO C V Rajendran said the bank with majority of branches in Kerala and Tamil Nadu will increase its presence in key geographical locations such as Maharashtra, Gujarat, Andhra Pradesh, Punjab, Telangana and Karnataka. `
NDA govt has established peaceful biz climate: MoS Home
Speaking at the Federation of Telangana Chambers of Commerce and Industry, Union Minister of State for Home G Kishan Reddy also referred to abrogation of Article 370 and said it was achieved without any violence.
An Indian car loan player is making plans to offer loans to homebuyers
Cholamandalam is undeterred by the credit crunch that’s roiling shadow banks across the nation.
Crisis doesn’t stop some India lenders getting global loans
Highly-rated firms have sought loans in the global market in recent months.
16% of home seekers in Mumbai are in the 25-35 age bracket: Report
At least 37 percent of participants in India serious about buying homes fall in the age bracket of 35-45 years, followed by 25 percent in the 45-55 years bracket.
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