HOME LOAN CALCULATOR
Planning to buy a house this year? Follow these simple steps
Consider a lender like Bajaj Housing Finance Limited that offers home loans at competitive interest rates with a hassle-free application process with an online part-payment facility. Share a few simple details to download the digital sanction letter and take the first steps of your home-buying journey.
EMIs to remain low; buy G-Secs directly: What RBI announcements mean for you
The rates have been kept at a record low, and some of the curren...
RBI repo rate kept unchanged: What FD investors, home loan borrowers can do now
With no change in the repo rate and reverse repo rate by the ...
Five things about home loan tax incentives you should know
Even a loan taken from an employer, friend, private lender is eligible for deduction — but only on the interest and not principal. And you’ll need a certificate from the lender.
I have 20 stocks in my portfolio from which I have not received dividend payments. What should I do?
Due to stock market volatility, many companies have not declared dividends. Before taking any action do appropriate research. also, check if there are any errors in your bank account or contact details that need corrective action.
No change in repo rate by RBI: What home loan borrowers, FD investors can do now
The decision to keep the key policy rates by unchanged by the Reserve Bank of India was expected by many market participants. Here's what home loan borrowers and fixed deposit investors can do now.
Should I withdraw money from EPF account to pay off my home loan?
Before withdrawing money from your Employees' Provident Fund (EPF) account to pay off your home loan, there are certain aspects you need to consider. Some of these include your overall financial position; what percentage of your salary goes as EMI? etc.
Don’t take a home loan because interest rates are low; ask yourself these 8 questions first
Don’t take a home loan just because interest rates are low, especially in the Covid-induced uncertainty. Before you borrow and take on debt that can later go on to take the form of a debt trap, ask yourself these eight questions.
Who is eligible for compound interest waiver during moratorium and how much will be the benefit
The central government had earlier filed an affidavit in the Supreme Court stating that it would waive interest on interest on loans up to Rs 2 crore for a select category of borrowers.
Will RBI’s relaxed loan-to-value rules make home loans cheaper?
According to RBI, retail housing loans will attract a risk weight of 35 per cent, where LTV is less than or equal to 80 per cent and a risk weight of 50 per cent where LTV is more than 80 per cent but less than or equal to 90 per cent.
RBI leaves repo rate unchanged: What this means for home loan borrowers, FD investors
Borrowers who are facing salary cut/job loss due to the novel coronavirus pandemic situation and were looking for some reduction in their EMI burden will have to wait a little longer. However, no change in policy rates means good news for FDs investors as banks may go slow on cutting interest rates on FDs.
Affordability of mid-income homes to be its lowest-best in FY21: Report
The residential sales-to-supply ratio has improved to 1.36 currently, as against 0.63 in 2014, as developers have started focusing on clearing the unsold stock rather than launching new products, according to a report by FICCI-ANAROCK.
Money & Relationships: What may go wrong when you buy property, take home loan jointly with sibling
While there are shared benefits in taking a joint home loan, the siblings should also be careful of the liabilities and other drawbacks. Go through all the likely possibilities before signing on your sibling in this personal finance arrangement.
Will 'guarantee' drive home loans after COVID-19?
Lenders are exploring products to cover loans which are vulnerable to volatility in cash flows.