Gold loans are cheap and easy to get: Should you take one to tide over financial crisis?
Experts are all for borrowing against gold. Other av...
ICICI Bank customers can get instant loan of up to Rs 1 crore against debt, equity mutual fund units
With Insta Loans against Mutual Funds, p...
ICICI Bank customers can now take instant education loans against their FDs. Here's how
For students seeking admission in international institutes, the loan amount ranges between Rs 10 lakh and Rs 1 crore. The amount varies between Rs 10 lakh and Rs 50 lakh for student seeking admission in domestic institutes.
Money & relationships: What to do if you can't repay loan to friend or family member
If you are unable to repay the loan taken from your friend or family member six months or year ago, due to job loss or salary cut, here's what you can do to ensure that trust between the two of you does not erode.
What is a CIBIL Score?
A CIBIL Score is a consumer's credit score. It is a 3-digit numeric summary of a consumer's credit history and a reflection of the person's credit profile.
Personal loan sanctions to get tougher
According to a report by TU Cibil, default rates will move up most in personal loans and credit cards, while home loans and auto loans will see less of a shift. This will result in lenders being more selective in the latter two categories.
Three ways to improve your credit score
A person can inculcate these good credit habits which go a long way in maintaining a good credit score.
Risks of becoming a loan guarantor and what to do in case of loan repayment default
Loan defaults are bad news for people who have stood as guarantors to loans taken by friends and relatives. Most people know that a guarantor is liable to pay if the borrower defaults on the loan repayment. There are other risks that the guarantor is exposed to.
Mumbai: Banks reassess loans, home buyers in soup
“Banks are revalidating home loans of their clients because of salary corrections. Further disbursements have been kept on hold. This has affected many builders,’’ said Ajay Ashar, Maharrashtra Chamber of Housing Industry (Thane) president.
How taking loan moratorium will impact your future EMIs
Borrowers have been allowed to opt for loan moratorium and skip EMIs for 3-6 months.
RBI allows 3 month extension of loan EMI moratorium: Should you opt for it?
This is how RBI's extension of loan holiday will impact your EMI schedule and total outgo on the loan amount.
RBI extends EMI moratorium for another three months on term loans. Here's what it means for borrowers
The previous deadline of three-month EMI moratorium on term loans ended on May 31, 2020.
Affordable homebuyers to see EMIs come down
“We are writing to the eligible borrowers, those with income below Rs 6 lakh and have purchased homes in the affordable category, and informing them that because of the refinance provided by NHB, their interest rates have come down,” said LIC Housing Finance's Siddhartha Mohanty.
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