Coverage of mental illness in health insurance plans: All you need to know
Mental health is gaining much-needed importance and push now. With...
Can you buy health insurance cover for mental illnesses?
On the face of it, very few insurers seem to have complied with Irdai guidelines. So...
Expert take: Why exotic covers are as important as life, health, auto insurance
There exist many small and exotic or innovative insurance cov...
Expert take: Don’t ignore these small, innovative insurance covers
Keeping with the spirit of National Insurance Day on June 28, 2020, Shambhavi Mehrotra of ET Online speaks to Mr. Manish Jeloka, President &...
Should you buy term life insurance with staggered payout option in case of death?
Term insurance plans offer the staggered payout option instead of lump-sum payout in the event of the death of the insured person. However, such payout options offer low returns. When should you opt for such an option?
New vehicle owners will have to buy these insurance covers as long-term motor policy will go from Aug 1
Move will help new vehicle buyers as they will not have to pay a huge premium cost upfront.
IRDAI allows insurers to offer short-term health policies for coronavirus treatment
Short term health policy means any health insurance policy contract which has been issued for a policy term of less than 12 months. However, a policy term less than three months is not permitted by the regulator.
What are super top-up health insurance plans?
When a single claim does not cross the threshold limit of your regular health insurance plan but multiple claims together do, a super-top health cover becomes ideal. It takes into account the total amount of the claims and hence is useful.
Should you get these small, innovative insurance covers? Here’s expert take on their usefulness
Shambhavi Mehrotra of ET Online speaks to Manish Jeloka, President & Strategy Head, Probus Insurance to understand the many innovative insur...
Does the Standard Individual Covid-19 health insurance plan suit you?
Shambhavi Mehrotra of ET Online gives details of the recently announced standard individual benefit-based insurance policy for individuals a...
Defined benefit vs indemnity type health insurance policy for coronavirus: Here's how to choose one
A benefit-based policy will ensure a fixed and guaranteed lump sum amount equal to the sum insured if one tests positive for Covid-19 and is hospitalised. An indemnity health policy, on the other hand, will reimburse the cost of medical expenses during hospitalisation.
Does your motor insurance policy cover damage during riots?
The motor insurance policy document always mentions the coverage, exclusions and exceptions in the terms and conditions. The amount of reimbursement of damage cost that you are entitled to at the time of claim depends on various factors.
Want to know how much life insurance cover you should have? Here are two ways to calculate
The first step of a financial plan is to make sure that your insurance needs are covered.
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