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| 27 February, 2021, 06:38 PM IST | E-Paper
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Union Bank of India

  • 40.60-0.85 (-2.05%)
  • Volume: 1,51,19,160
  • Closed
  • Last Updated On: 26 Feb, 2021, 03:59 PM IST
OPEN TRADING A/C
  • Overview
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  • Shareholdings
  • MF
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Insights

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  • In the last 16 years, only 3.75 % trading sessions saw intraday declines higher than 5 % .

  • Company has used Rs 377.21 cr for investing activities which is an YoY increase of 26.96%. (Source: Consolidated Financials)

  • Weekly stochastic crossover appeared on week ending Feb 26, 2021. Average price decline of -11.95% within 7 weeks of this signal in last 10 years.

  • Stock gave a 3 year return of -60.6% as compared to Nifty Midcap 100 which gave a return of 19.1%. (as of last trading session)

InsightsUnion Bank of India

  • Intraday fact check

    In the last 16 years, only 3.75 % trading sessions saw intraday declines higher than 5 % .

  • Increase in Cash from Investing

    Company has used Rs 377.21 cr for investing activities which is an YoY increase of 26.96%. (Source: Consolidated Financials)

  • Sell Signal: Bears might roar again

    Weekly stochastic crossover appeared on week ending Feb 26, 2021. Average price decline of -11.95% within 7 weeks of this signal in last 10 years.

  • Stock Returns vs Nifty Midcap 100

    Stock gave a 3 year return of -60.6% as compared to Nifty Midcap 100 which gave a return of 19.1%. (as of last trading session)

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Key Metrics

  • PE Ratio

    PE Ratio

    This is a ratio arrived at by dividing the current market price of a stock by its latest (annual or annualized) earnings per share. Here we have taken the TTM (trailing twelve months) adjusted earnings per share.

    (x)
    -23.25
  • EPS - TTM

    EPS - TTM

    Earnings per share (TTM) tells the profit after tax earned on a per share basis by a stock over the last twelve months or four quarters.

    (₹)
    -1.75
  • MCap

    MCap

    MCap or Market capitalization of a stock is calculated by multiplying the total number of shares outstanding of that particular stock with its current market price.

    (₹ Cr.)
    26,075.86
  • Sectoral MCap Rank

    Sectoral MCap Rank

    This is the ranking of a company within its sector based on MCap or Market capitalization. Higher the market capitalization of a company, higher the rank it is assigned.

    16
  • PB Ratio

    PB Ratio

    Price to Book represents the ratio of current market price of a stock to its book value per share. The book value itself is arrived at by dividing the net worth of a company by the total number of shares outstanding of the company at that time.

    (x)
    0.78
  • Div Yield

    Dividend Yield

    Dividend Yield calculates the amount of full year dividend declared by a company as a percentage of the current market price of a stock. All other things being equal, higher the dividend yield of the stock, the better it is for investors.

    (%)
    0.00
  • Face Value

    Face Value

    Face value of a stock is the value ascribed to the stock as per the balance sheet of the company. The dividend declared by a company is usually declared as a percentage of face value.

    (₹)
    10.00
  • Beta

    Beta

    1 Month1.36
    3 Months2.14
    6 Months2.22
    1 Year2.03
    3 Years2.03

    1.36
  • VWAP

    VWAP

    Volume Weighted Average Price represents the average price of a security over a particular time period (example one trading day) weighted by the volume traded at each price point.

    (₹)
    40.21
  • 52W H/L

    52W H/L

    This represents the 52 week high and low price of the security. It is also the 1 year high and low of the security. This represents the highest and lowest price touched by the security during the past 52 weeks or 1 year including today.

    (₹)
    45.25 / 22.65

Returns

  • 1 Day-2.05%
  • 1 Week0.25%
  • 1 Month33.55%
  • 3 Months48.99%
  • 1 Year-1.69%
  • 3 Years-62.27%
  • 5 Years-62.65%

Financials

  • Income (P&L)
  • Balance Sheet
  • Cash Flow
  • Ratios
  • Quarterly | AnnualDec 2020Sep 2020Jun 2020Mar 2020Dec 2019
    Total Income21,008.6620,812.3920,487.0111,476.1110,985.23
    Total Income Growth (%)0.941.5978.524.472.16
    Provisions & Contingencies5,294.244,140.813,590.223,612.291,856.56
    Provisions & Contingencies Growth (%)27.8615.34-0.6194.57-52.21
    Profit after Tax (PAT)719.40533.87340.95-2,713.03554.36
    PAT Growth (%)34.7556.58--589.40-
    Gross NPA (%)-----
    Net NPA (%)-----
    Net Profit Margin (%)3.422.571.66-23.645.05
    Basic EPS (₹)1.120.830.53-7.932.37
    Quarterly | AnnualDec 2020Sep 2020Jun 2020Mar 2020Dec 2019
    Total Income20,102.8420,084.1019,891.2611,306.9910,741.21
    Total Income Growth (%)0.090.9775.925.271.75
    Provisions & Contingencies5,255.894,143.933,555.773,501.691,818.99
    Provisions & Contingencies Growth (%)26.8316.541.5492.51-52.86
    Profit after Tax (PAT)726.84516.62332.74-2,503.18574.58
    PAT Growth (%)40.6955.26--535.65-
    Gross NPA (%)13.4914.7114.9514.1514.86
    Net NPA (%)3.274.134.975.496.99
    Net Profit Margin (%)3.622.571.67-22.145.35
    Basic EPS (₹)1.130.810.52-7.312.46
    Quarterly | Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Total Income43,268.4939,355.3838,413.6538,246.9636,250.10
    Total Income Growth (%)9.942.450.445.510.36
    Provisions & Contingencies12,284.6310,536.5212,812.576,882.624,297.25
    Provisions & Contingencies Growth (%)16.59-17.7686.1660.166.34
    Profit after Tax (PAT)-3,120.89-2,922.35-5,212.47572.641,356.44
    PAT Growth (%)---1,021.15-57.80-23.59
    Net Interest Margin (%)2.092.081.931.982.06
    Net Profit Margin (%)-8.32-8.51-15.811.744.19
    Basic EPS (₹)-13.45-24.87-68.988.3320.50
    Quarterly | Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Total Income42,491.9138,540.6137,737.8737,624.5835,830.54
    Total Income Growth (%)10.252.130.305.010.63
    Provisions & Contingencies12,078.9010,468.6812,786.946,874.884,291.02
    Provisions & Contingencies Growth (%)15.38-18.1386.0060.226.17
    Profit after Tax (PAT)-2,897.78-2,947.45-5,247.37555.211,351.60
    PAT Growth (%)---1,045.11-58.92-24.14
    Net Interest Margin (%)2.072.061.901.962.05
    Net Profit Margin (%)-7.78-8.65-16.021.694.19
    Basic EPS (₹)-12.49-25.08-69.458.0820.42

    All figures in Rs Cr, unless mentioned otherwise

  • Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Advances3,17,677.432,98,780.102,90,571.512,87,949.832,68,249.56
    Advances Growth (%)6.322.820.917.344.82
    Deposits4,52,436.154,17,504.814,10,288.433,79,687.263,44,117.51
    Deposits Growth (%)8.371.768.0610.348.40
    Total Equity33,989.4026,835.6525,251.8123,571.0823,048.11
    Total Equity Growth (%)26.666.277.132.2715.77
    Gross NPA (%)-----
    Net NPA (%)-----
    Capital Adequacy Ratios (%)12.7111.8611.5011.7910.62
    Contingent Liabilities18,91,129.371,99,232.262,41,828.132,31,886.443,69,977.03
    Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Advances3,15,049.412,96,932.152,88,760.582,86,466.582,67,354.00
    Advances Growth (%)6.102.830.807.154.58
    Deposits4,50,668.454,15,915.274,08,501.643,78,391.583,42,720.01
    Deposits Growth (%)8.361.817.9610.418.16
    Total Equity33,785.6426,487.0125,096.7723,976.2022,891.21
    Total Equity Growth (%)27.565.544.674.7415.84
    Gross NPA (%)14.1514.9815.7211.178.70
    Net NPA (%)5.496.858.426.575.25
    Capital Adequacy Ratios (%)12.8111.7811.5011.7910.56
    Contingent Liabilities1,88,202.361,98,405.702,41,572.922,31,600.863,66,256.29

    All figures in Rs Cr, unless mentioned otherwise

  • Insights

    • Increase in Cash from Investing

      Company has used Rs 377.21 cr for investing activities which is an YoY increase of 26.96%. (Source: Consolidated Financials)
    Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Net Cash flow from Operating Activities-7,681.29-7,778.4060.89-35.638,274.14
    Net Cash used in Investing Activities-377.21-297.11-3.07-280.18-871.79
    Net Cash flow from Financing Activities20,144.221,758.23107.923,604.92-388.55
    Net Cash Flow12,085.72-6,317.28165.743,289.117,013.80
    Closing Cash & Cash Equivalent55,248.8043,163.08494.8032,905.9229,616.81
    Closing Cash & Cash Equivalent Growth (%)28.008,623.28-98.5011.1131.03
    Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Net Cash flow from Operating Activities-7,541.86-7,245.946,169.83464.248,718.34
    Net Cash used in Investing Activities-726.09-363.07-343.07-522.88-1,560.34
    Net Cash flow from Financing Activities20,328.201,213.7810,791.943,604.92-259.80
    Net Cash Flow12,060.25-6,395.2316,618.703,546.286,898.20
    Closing Cash & Cash Equivalent55,106.2243,045.9749,441.2032,822.5029,276.22
    Closing Cash & Cash Equivalent Growth (%)28.02-12.9450.6312.1130.83

    All figures in Rs Cr, unless mentioned otherwise

  • Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Return on Equity (%)-10.16-11.92-22.752.716.62
    Return on Assets (%)-0.56-0.58-1.060.120.33
    Cost to Income (%)47.3146.7352.4936.3530.38
    Interest income to Earning assets (%)6.746.886.707.207.93
    Interest Expense to Earning assets (%)4.654.794.775.215.86
    Price to Earnings (x)-3.15-5.76-2.1118.736.64
    Price to Book (x)0.320.690.480.510.44
    Price to Sales (x)0.260.490.330.330.28
    Operating Profit Margin (%)-23.55-23.24-32.41-14.81-8.01
    Annual FY 2020 FY 2019 FY 2018 FY 2017 FY 2016
    Return on Equity (%)-9.46-12.15-20.902.366.65
    Return on Assets (%)-0.52-0.59-1.070.120.33
    Cost to Income (%)46.1145.7651.7835.3829.56
    Interest income to Earning assets (%)6.766.896.717.217.95
    Interest Expense to Earning assets (%)4.684.824.805.245.90
    Price to Earnings (x)-3.40-5.71-2.1019.346.66
    Price to Book (x)0.320.690.440.460.44
    Price to Sales (x)0.260.490.340.330.28
    Operating Profit Margin (%)-21.91-21.78-31.26-13.50-7.08

Financial InsightsUnion Bank of India

  • Cash Flow
    • Increase in Cash from Investing

      Company has used Rs 377.21 cr for investing activities which is an YoY increase of 26.96%. (Source: Consolidated Financials)

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Technicals

  • Buy / Sell Signals
  • Price Analysis
  • Pivot Levels & ATR
  • Chart
  • Bullish / Bearish signals for Union Bank of India basis selected technical indicators and moving average crossovers.

    Stochastic Crossover

    Bearish signal on weekly chart

    Appeared on: 26 Feb 2021

    Region: Equlibrium

    Last 4 Sell Signals:29 Jan 2021
    Date7 weeks Gain/Loss %
    29 Jan 20210.16%
    24 Dec 2020-1.17%
    11 Sep 2020-17.45%
    10 Jul 2020-10.14%

    Average price decline of -11.95% within 7 weeks of Bearish signal in last 10 years

    Heikin-Ashi Changeover

    Bearish indication on daily chart

    • Prev. Close Price

      40.40

    • LTP

      40.60

    Formed on:26 Feb 2021

    On daily price chart, Heikin-Ashi candle changed from Green to Red

    5 Day EMA Crossover

    Bullish signal on daily chart

    Appeared on: 24 Feb 2021

    5D EMA: 39.49

    Last 4 Buy Signals:15 Feb 2021
    Date7 days Gain/Loss %
    15 Feb 202135.07%
    29 Jan 202116.91%
    20 Jan 20211.08%
    12 Jan 20212.58%

    Average price gain of 4.89% within 7 days of Bullish signal in last 5 years

  • 45%
    Positive Movement since
    1st Jan 2005 on basis
    54%
    Negative Movement since
    1st Jan 2005 on basis
    Exclude
  • Pivot Levels

    R1R2R3PIVOTS1S2S3
    Classic41.2341.8743.3740.3739.7338.8737.37

    Average True Range

    5 DAYS14 DAYS28 DAYS
    ATR2.642.201.77

Peer Comparison

  • Stock Performance
  • Ratio Performance
  • Insights

    • Stock Returns vs Nifty Midcap 100

      Stock gave a 3 year return of -60.6% as compared to Nifty Midcap 100 which gave a return of 19.1%. (as of last trading session)
    • Stock Returns vs Nifty Bank

      Stock generated -60.6% return as compared to Nifty Bank which gave investors 42.28% return over 3 year time period. (as of last trading session)
    • 1D
    • 1W
    • 1M
    • 3M
    • 6M
    • 1Y
    • 5Y
  • Insights

    • Stock Returns vs Nifty Midcap 100

      Stock gave a 3 year return of -60.6% as compared to Nifty Midcap 100 which gave a return of 19.1%. (as of last trading session)
    • Stock Returns vs Nifty Bank

      Stock generated -60.6% return as compared to Nifty Bank which gave investors 42.28% return over 3 year time period. (as of last trading session)

    Ratio Performance

    NAMEP/E (x)P/B (x)ROE %ROA %Rev CAGR [3Yr]OPMNPMNIM %Cost to Income %Interest income to Earning assets %Net NPA %Capital Adequacy Ratio %
    Union Bank India-23.250.77-10.16-0.564.15-23.55-8.322.0947.316.745.4912.81
    PNB41.130.670.740.053.92-16.430.792.1041.906.445.7814.14
    Bank of Baroda14.360.521.210.0720.01-14.251.172.4044.026.573.1313.30
    IDBI Bank32.350.97-45.30-4.26-7.21-83.81-61.542.3396.106.934.1913.31
    IOB47.041.82-52.78-3.27-3.44-68.29-48.992.0382.776.675.4410.72
    Add More
    Annual Ratios (%)

    Choose from Peers

    • Bank of India
    • Canara Bank
    • Bank of Maha
    • Indian Bank
    • UCO Bank

    Choose from Stocks

    Peers InsightsUnion Bank of India

    • Stock Returns vs Nifty Midcap 100

      Stock gave a 3 year return of -60.6% as compared to Nifty Midcap 100 which gave a return of 19.1%. (as of last trading session)

    • Stock Returns vs Nifty Bank

      Stock generated -60.6% return as compared to Nifty Bank which gave investors 42.28% return over 3 year time period. (as of last trading session)

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    Shareholding Pattern

    • QOQ Change
    • Total Shareholdings
    • Showing Shareholding as on 31 Dec 2020
      Category31 Dec 202030 Sep 202030 Jun 202031 Mar 2020
      Promoters89.0789.0789.0786.75
      Pledge0.000.000.000.00
      FII0.660.660.831.29
      DII4.584.785.026.38
      Mutual Funds0.961.071.222.40
      Others5.695.495.085.58
    • Showing Shareholding as on 31 Dec 2020
      CategoryNo. of SharesPercentage% Change QoQ
      Promoters5,70,66,60,85089.07 %0.00
      Pledge00.00 %0.00
      FII4,22,66,2560.66 %0.00
      DII29,33,90,8974.58 %-0.20
      MF6,15,74,4520.96 %-0.11
      Others36,45,26,3525.69 %0.20

    MF Ownership

    MF Ownership as on 31 January 2021

    Corporate Actions

    • Board Meeting/AGM
    • Dividends
    • Others
    • Meeting DateAnnounced onPurposeDetails
      Jan 29, 2021Jan 22, 2021Board MeetingQuarterly Results
      Dec 30, 2020Nov 25, 2020EGM-
      Nov 25, 2020Nov 23, 2020Board MeetingOthers
      Nov 06, 2020Oct 29, 2020Board MeetingQuarterly Results
      Aug 21, 2020Aug 14, 2020Board MeetingQuarterly Results
    • TypeDividendDividend per ShareEx-Dividend DateAnnounced on
      Final19%1.95Jun 17, 2016May 16, 2016
      Final60%6.0Jun 18, 2015May 12, 2015
      Final13%1.3Jun 19, 2014May 08, 2014
      Interim27%2.7Jan 20, 2014Jan 08, 2014
      Final80%8.0Jun 20, 2013May 09, 2013
    • No other corporate actions details are available.

    About Union Bank India

    Union Bank of India, incorporated in the year 1919, is a banking company (having a market cap of Rs 26,011.79 Crore).Union Bank of India key Products/Revenue Segments include Interest & Discount on Advances & Bills, Income From Investment, Interest and Interest On Balances with RBI and Other Inter-Bank Funds for the year ending 31-Mar-2020. Show More

    • Executives
    • Auditors
    • AK

      A K Parida

      Deputy General Manager
      AN

      A Narayanan

      General Manager
      AB

      Abhijit Basak

      General Manager
      AK

      Arun Kumar Singh

      Nominee Director
      Show More
    • MGB & Co. LLP
      B M Chatrath & Co. LLP
      Kirtane & Pandit LLP
      R S Patel & Co

    Key Indices Listed on

    Nifty Midcap 50, Nifty Midcap 100, Nifty 200, + 19 more

    Address

    -

    Contact

    -

    Union Bank India Share Price Update

    Union Bank of India share price moved down by -2.05% from its previous close of Rs 41.45. Union Bank of India stock last traded price is 40.60

    Share PriceValue
    Today/Current/Last40.60
    Previous Day41.45

    Trending in Markets

    DATA SOURCES: TickerPlant (for live BSE/NSE quotes service) and Dion Global Solutions Ltd. (for corporate data, historical price & volume, F&O data). Sensex & BSE Quotes and Nifty & NSE Quotes are real-time and licensed from BSE and NSE respectively. All timestamps are reflected in IST (Indian Standard Time).

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