The Economic Times
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| 26 October, 2020, 06:32 AM IST | E-Paper


    Wealth management during crisis

    Who is eligible for compound interest waiver during moratorium and how much will be the benefit

    The central government had earlier filed an affidavit in the Supreme Court stating that it would waive interest on interest on loans up to Rs 2 crore for a select category of borrowers.

    Will RBI’s relaxed loan-to-value rules make home loans cheaper?

    According to RBI, retail housing loans will attract a risk weight of 35 per cent, where LTV is less than or equal to 80 per cent and a risk weight of 50 per cent where LTV is more than 80 per cent but less than or equal to 90 per cent.

    Here's how not to fall for fake loan apps

    One of the indicators of genuineness is whether a lender wants to check your credit report before lending you money. Reputable lenders make it clear that they'll need to look at your credit history prior to approving any loans.

    How much home loan interest rates have fallen in last one year

    With the festive season in full swing most top banks are offering concessionary rates on home loans along with waiver in processing fee to lure home buyers. ET takes a look at the steep fall in interest rates on home loans for salaried borrowers in the last one year.

    5 credit mistakes that can haunt you

    5 credit mistakes that can haunt you

    Mistakes that have long-running ripple effects hurt the most. A late payment, for example, can get sent to a collection agency, then perhaps grow in

    How much car loan should you take?

    You should avoid opting for higher EMIs at the cost of sacrificing monthly contributions towards crucial financial goals. Regardless of the amount borrowed, you must first ensure that your EMIs are easily payable and not a strain on your finances.

    6 ways to improve your chance of getting a home loan after retirement

    Anyone trying to get a loan after retirement may be eligible for a low loan amount, unless he gets in a younger, adequately earning co-applicant. Therefore, most banks insist on having an earning co-applicant guarantor for approving a home loan after retirement.

    How to apply for a personal loan?

    ​As with any other kind of loan (i.e., home loan, auto loan and so), your creditworthiness plays an important role in the personal loan getting approved. Lenders gauge the creditworthiness of borrowers by looking at their income details and the credit score.

    If you are a borrower with a poor credit score, do this to get a loan

    One's credit score is a measure indicating his/her credit or borrowing history, with respect to bank and loan accounts, repayment track record and total debt level. It is one of the most i

    What is a bridge loan?

    What is a bridge loan?

    This loan can be taken when a person does not wish to take a long-term loan and is sure of meeting his obligations in the near future from some iden

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