The Economic Times
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| 05 August, 2020, 06:38 PM IST | E-Paper


    Wealth management during crisis

    What virtual credit cards are and how they work

    A virtual credit card is an electronic card which can be created using the bank’s net banking facility, by providing one’s credit or debit card details. No charges have to be paid for the

    Few will be able to avail SBI's new home finance 'buyer guarantee' scheme: Here's why

    SBI's new scheme is applicable for under-construction housing projects but it is highly exclusive, here's why.

    5 important things to know about a term loan

    The interest rate would depend on factors like the riskiness of the project, amount of loan, credit history of the borrowing firm and structure of the debt.

    Should you take a loan to buy a big car?

    Buying a big car requires a large investment. An expensive car means tying himself/herself to higher obligation of EMIs for a longer period, which can mean trouble. This is why one needs to evaluate whether he/she is comfortable with such a decision.

    Why you should not take loan against PPF account

    Why you should not take loan against PPF account

    As per new, revised rules, the interest rate on a PPF loan is charged at one percent per annum.

    The events that led to external benchmarking of loans and what borrowers should do now

    The year 2019 saw the shift in the way interest rates loans to be charged. The Reserve Bank of India announced that with effect from October 1 interest rate on all new floating loans has to be linked to any of the four external benchmarks.

    5 things to know about virtual credit cards

    A virtual card may be available to non-credit card holders too. In their case, the virtual credit card will be linked to the debit card or the account.

    8 credit card misconceptions versus the reality

    Credit cards offer free credit till the end of the 30-day billing cycle and the payment is due in about three weeks. Also, credit card debt is the costliest form of borrowing. When you withdraw cash using it, the interest charged is 2-3% a month.

    Unable to pay home loan EMIs? Here is what you can do

    Banks and NBFCs have the means to recover their dues one way or the other if the loan is not paid by you.

    Should you prepay your education loan before the repayment period of 8 years?

    Should you prepay your education loan before the repayment period of 8 years?

    The deduction is allowed for eight years or until the interest is paid in full, whichever is earlier. Further, there is no upper limit on claiming t

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