The Economic Times
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| 05 August, 2020, 06:59 PM IST | E-Paper
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    Wealth management during crisis

    You may not get a home loan despite having a good credit score: Here's why

    The credit score indicates how an applicant’s earlier loans were serviced but nothing about his ability to service more loans. While evaluating the financial fitness of a borrower, banks also look at the applicant’s ability to pay off the additional debt that he wishes to take on.

    How to get loans even with a low credit score

    The cut-offs in credit scores used for evaluating loan applications can vary across lenders. Some lenders set a high cut-off in credit scores while approving loan applications while others may approve loans to those with a lower credit score.

    Difference between card payment via EMI on shopping site and paying credit card due via EMI

    The credit card EMI offers available at stores and e-commerce portals while buying/paying for the product are popularly known as merchant EMI offers. These are usually offered based on the tie-ups between the merchants/manufacturers and the credit card issuer.

    Gold loans are cheap and easy to get: Should you take one to tide over financial crisis?

    Experts are all for borrowing against gold. Other avenues like personal loans or credit cards entail huge costs that can put cash-strapped borrowers under further stress later. So, if you are facing a cash crunch, should you take a loan against gold?

    What is a CIBIL Score?

    What is a CIBIL Score?

    A CIBIL Score is a consumer's credit score. It is a 3-digit numeric summary of a consumer's credit history and a reflection of the person's credit p

    ICICI Bank customers can get instant loan of up to Rs 1 crore against debt, equity mutual fund units

    With Insta Loans against Mutual Funds, pre-approved customers can select the mutual fund scheme and number of units they wish to pledge, confirm the loan amount and set-up the OD limit using the bank's Internet banking platform.

    SBI Card & Visa’s new campaign captures how we can ‘Tap into the new normal’

    This latest video campaign from SBI Card & Visa beautifully encapsulates how we have been tapping into the new normal.

    Three ways to improve your credit score

    A person can inculcate these good credit habits which go a long way in maintaining a good credit score.

    Money & relationships: What to do if you can't repay loan to friend or family member

    If you are unable to repay the loan taken from your friend or family member six months or year ago, due to job loss or salary cut, here's what you can do to ensure that trust between the two of you does not erode.

    ICICI Bank customers can now take instant education loans against their FDs. Here's how

    ICICI Bank customers can now take instant education loans against their FDs. Here's how

    For students seeking admission in international institutes, the loan amount ranges between Rs 10 lakh and Rs 1 crore. The amount varies between Rs 1

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