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Smart things to know about healthcare discount cards

Healthcare discount cards offer discounts on hospitalisation, diagnostic tests and consultation fees for a membership fee. Basically, these cards function like loyalty cards, wherein you p

10 things to know about the standard health insurance policy an insurer has to offer

According to IRDAI, the policy will be named as Arogya Sanjeevani Policy, succeeded by the name of the insurance company. The regulator said, no other name is allowed in any of the documents.

IRDAI makes it easier for you to port your health insurance policy to a different insurer

"Portability" means, the right accorded to individual health insurance policyholders to transfer the credit gained for pre-existing conditions and time-bound exclusions, from one insurer to another insurer, as per the circular.

How health insurance has changed during the year 2019

There has been a consistent effort to standardise health insurance definitions through various regulatory amendments. The industry is experimenting with innovative ways to offer insurance in the form of small, affordable, bite-size policies.

IRDAI allows policyholders to choose their own health insurance TPA

IRDAI allows policyholders to choose their own health insurance TPA

TPAs (Third-Party Administrator) help you (the insured) process your health insurance claim using various hospital bills and documents. However, the

How health insurance claims get paid

Most people buy indemnity cover, commonly known as mediclaim. There are primarily two ways in which an indemnity type health insurance claim gets paid- cashless service at a hospital or reimbursement of expenses. Here's how both of these work.

Diabetes health insurance is expensive. Here's a 4-point guide to manage related costs

Diabetes-specific plans are expensive. The downside of generic health plans is the longer waiting period. Besides the price it exacts on your health, diabetes also places enormous strain on finances. Find out ways to mitigate the financial burden.

Are independent health insurance covers for seniors unaffordable? Here's what experts say

Health insurance plans for senior citizens have become unaffordable after steep premium hikes. There have been cases of the premium being increased by 400% and those where the premium exceeded coverage limit. Here's what experts have to say on this.

How should I manage multiple health insurance policies after retirement?

How should I manage multiple health insurance policies after retirement?

If you feel your current health policy does not provide enough cover, you can port your policy to a different insurer. If your son and his family ar

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