Never miss a great news story!
Get instant notifications from Economic Times
AllowNot now


You can switch off notifications anytime using browser settings.
11,796.4596.8
Stock Analysis, IPO, Mutual Funds, Bonds & More
Advertorial

Take stock of your body: Listen to what your body is telling!

, ET Spotlight|
Updated: Mar 18, 2019, 02.46 PM IST
0Comments
ET Spotlight
400x300 (7)
When was the last time we listened to what our body was saying? Yes - our body talks to us, and more often than not, we fail to listen to it because we are very busy in our day-to-day lives. Imagine this - we wake up with a sneezing frenzy but ignore the fact thinking that it was caused by an allergic reaction? When was the last time we checked if the burning pain in our chest was actually not an underlying problem that our body was hinting at? While we pay attention to a number of things in our everyday life, our body signs are probably not one of them.

From exploring the world, managing our finances to building a corpus, there are multiple things that we focus on. But more often than not, we neglect the one thing that is probably the most important - our health. We ignore what our body is trying to tell us and in most cases, pay a hefty price for this - physically, emotionally and financially. Not listening to our body can have serious implications on our financial plans and savings in addition to the physical and emotional struggles that it brings along. Here is why we need to pay attention to what our body is telling us:

We are more prone to critical illnesses
India has been facing a paradigm shift in healthcare problems. Even as we continue to battle communicable diseases, the cases of non-communicable diseases, especially critical illnesses like heart ailments, stroke, cancer, etc. are on the rise. According to one report, the age-standardised incidence rate of stroke in India is between 145 and 154 per 1,00,000 per year, which is significantly higher than that of the US, Europe and Australia. The numbers for heart-related illnesses and cancer are also equally alarming. The key reason behind these rising numbers is the ever-changing lifestyle as well as the rising mounds of stress in our daily lives. Our body gives us various signs that prove this fact - from rising anxiousness to lack of sleep. But maybe, we are just not listening.

Watch the video here:
The struggles of battling diseases
While we know that the chances of suffering from critical illnesses are rising, we are yet to understand its impact on our lives fully. Battling a critical illness is not only stressful for our physical health but also takes an emotional toll on our family and us. The recovery curve for critical illnesses is long and tiring, and this often causes a lot of emotional stress. In addition to this, the financial implications of these critical illnesses can become extremely stressful.

The rising cost of healthcare
According to the 2018 World Health Statistics report, India’s per capita expenditure on health spends is at a dismal $ 63 (Rs.4481.51) approximately. However, the actual cost of getting the right treatment is much higher. Most private hospitals’ initial deposit cost is higher than this per capita expenditure. There have been reports that show treating dengue in private hospitals can cost anywhere between Rs.75,000 to Rs.2,00,000. In such an environment, imagine the cost of treating critical illnesses.

Understanding the financial implications of these illnesses

Understanding the financial implications of these illnesses
The rising costs of healthcare combined with the increasing cases of critical illnesses draft the story of the financial implications of these numbers. The cost of a simple angioplasty begins from Rs.1,00,000 onwards, and more complicated ailments can cost more. The post-hospitalisation charges that can be incurred are on the higher side, whether it is the long list of medications or the scheduled doctor’s visits that follow. Illnesses like cancer are known to leave a burning hole in our pockets. The extremely expensive medicines and chemo sessions to the actual surgery and the added emotional implications of the disease can leave us as well as our families drained. The fact that most health insurances don’t cover these diseases only adds to the trouble.

Take the important steps

Take the important steps
However, one thing can come as a blessing in these tiring times. Critical illness protection. Companies have understood this critical aspect and are continuously raising awareness about the need to prepare oneself financially early in life. There are multiple plans in the market which enable us to be financially prepared for the unexpected. They not only help relieve the pressing stress that surrounds the subject but also help us be prepared for the uncertainties of life. Some of these plans give upfront money on diagnosis, which allows us the freedom to plan expenses as per our comfort. Basis requirements and needs, we can choose the plan of our choice.

Take stock of your body

There is no denying the fact that battling critical illnesses can be tiring. However, merely becoming aware of this and taking proactive steps to combat the problem can help us live a stress-free life. It could be striking a balanced lifestyle that keeps us healthy or being financially prepared for uncertainties or merely listening to what our body is telling us and acting on it. These are simple steps that we can take to tackle the threat of critical illnesses and it all begins with listening to our body - Suna Kya? Body Ka Alarm.

To spread knowledge and awareness about this, ICICI Prudential Life Insurance in association with Times Spotlight has come up with its CSR initiative, 'Suna Kya? Body Ka Alarm'. This initiative urges us to pay attention to our body signs and also, encourages us to be financially prepared. ICICI Prudential Life has also tied-up with SRL diagnostics to provide discounted packages for health check-ups.

Toh kya aapne apni body ka alarm suna? If not, now is the time. Visit www.listentobody.com now.

(This article is generated and published by ET Spotlight team. You can get in touch with them on etspotlight@timesinternet.in)
0Comments
Comments
Add Your Comments
Commenting feature is disabled in your country/region.
Download The Economic Times Business News App for Live Elections News & Results, Latest News in Business, Share Market & More.

Other useful Links


Follow us on


Download et app


Copyright © 2019 Bennett, Coleman & Co. Ltd. All rights reserved. For reprint rights: Times Syndication Service