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    How to get re-KYC done for bank accounts


    Fill a re-KYC form. Personal information needs to be provided in the form. It also has to be signed by the account holder.

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    Banks need to periodically update customer identification documents in their records of account holders to adhere to the KYC norms issued by the Reserve Bank of India (RBI). This can be triggered by a drastic change in the customer’s profile or nature of transactions in the account and depends upon the risk profile of the account holder.

    In this regard, in addition to the KYC carried out at the time of account opening, the account holders may be required to undergo re-KYC and submit relevant documents periodically.

    Enquiry with the bank

    It is in the interest of good housekeeping of financial records to check the status of accounts held with a bank and submit necessary KYC documents as and when required. Banks also keep sending reminders to customers regarding re-submission of KYC documents.

    Re-KYC declaration form

    Customers are required to fill a re-KYC form. Personal information and contact details need to be provided in the form. The form has to be signed by the account holder.


    The customer needs to submit self attested copies of acceptable residential address proof and identity proof. Submission of documents and KYC form can be done physically by visiting the bank branch or by scanning the documents and uploading the same on the Net banking portal.

    Processing of request

    Once the documents have been submitted physically or online, the bank usually takes about 10 working days to process the request if the documents are found to be in order.

    Points to note

    - In case of joint account holders, the re-KYC declaration form is required to be submitted for each individual account holder

    - If Aadhaar number has not been updated already in the bank records, a self attested copy of the Aadhaar card also needs to be provided

    (Content is courtesy Centre for Investment Education and Learning (CIEL). Contributions by Girija Gadre, Arti Bhargava and Labdhi Mehta)

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    24 Comments on this Story PROVERTE I UZNAJTE ��438 days ago
    Suman Jha600 days ago
    kyc procies
    T V SIVAKUMARAN953 days ago
    Why do the banks think that the customer will always hover around the branch where he holds the account. This requirement is a silly , even a stupid demand. The RBI should withdraw such silly orders, especially in this digital age when bank customers transact their banking needs from anywhere in the world.
    TV Sivakumaran
    The Economic Times